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13042 Spirea Ave, Saint John, IN, 46373

5beds
5baths
4,173sqft
$1,180,000
$283price/sqft
$7,612/moest. monthly cost
$304,480/yrincome needed

About This Home

MOVE IN READY!! SCHDULE A TOUR TODAY!! Welcome to this dreamy Craftsman inspired residence in the coveted Preserve Subdivision of St. John, Indiana. This expansive 4,174 square foot, two story home boasts 5 bedrooms and 4.5 baths with a striking open floor plan enhanced by a dramatic catwalk overhead. Step into the formal dining room off the foyer complete with a butler's pantry shortcut to the kitchen and admire the two story great room featuring floor to ceiling windows, a cozy fireplace, and custom built-ins. French doors from the breakfast nook open onto a covered porch perfect for outdoor gatherings. With a main floor bedroom, dedicated media room, and office, plus a 3 car garage and close proximity to premier shopping, dining, and a 45 minute drive to Chicago, this property offers a unique blend of style and convenience. #newconstruction #nwirealestate

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
5/10
Kahler Middle SchoolGrades 5-83.2 mi
9/10
Lake Central High SchoolGrades 9-121.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range Hood,Refrigerator,Microwave,Gas Water Heater,Freezer,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Full

Bedroom2

  • Area: 143
  • Dimensions: 11.0 x 13.0

Bedroom3

  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom4

  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom5

  • Area: 165
  • Dimensions: 11.0 x 15.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Area: 165
  • Dimensions: 11.0 x 15.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Wet Bar,Vaulted Ceiling(s),Tray Ceiling(s),Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,His and Hers Closets,High Ceilings,Granite Counters,Eat-in Kitchen,Entrance Foyer,Double Vanity,Crown Molding,Ceiling Fan(s)
  • Window features: Display Window(s),Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 4,173

Great Room

  • Area: 360
  • Dimensions: 18.0 x 20.0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 4,173
  • Total interior livable area: 4,173 sqft

Kitchen

  • Area: 204
  • Dimensions: 12.0 x 17.0

Laundry

  • Area: 72
  • Dimensions: 9.0 x 8.0

Media Room

  • Area: 345
  • Dimensions: 15.0 x 23.0

Office

  • Area: 154
  • Dimensions: 11.0 x 14.0

Other

  • Area: 180
  • Dimensions: 12.0 x 15.0

Other

  • Area: 135
  • Dimensions: 9.0 x 15.0

Other

  • Area: 90
  • Dimensions: 10.0 x 9.0

Primary Bedroom

  • Area: 300
  • Dimensions: 15.0 x 20.0

Property

Details

  • Parcel number: 451131228003000035
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Covered,Rear Porch,Porch,Patio,Front Porch
  • Exterior features: Lighting,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Heated Garage,Garage Faces Front,Driveway,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$350$4,200
Property Taxes $914$10,968
Electricity $382$4,590
Total$7,612$91,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,982/yr
40% on housing$228,360/yr
45% on housing$202,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$215
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$1,200,000
2026-03-02Listing removed$1,200,000
2025-04-06Listed for sale$1,200,000
2025-03-25Sold$97,800

New Construction

AgentStephen Bardoczi
BrokerageMcColly Real Estate

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