See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4281 N Forest Ridge Dr, Ashtabula, OH, 44004

5beds
3baths
3,104sqft
$389,900
$126price/sqft
$2,979/moest. monthly cost
$119,160/yrincome needed

About This Home

Spectacular Forest Ridge Riverfront Retreat! Renovated cedar mid-century modern gem perched atop a hillside overlooking the Scenic Ashtabula River & 100+ acre Cleveland Museum of Natural History Preserve. Entertain in the 36' x 24' vaulted open concept great room boasting 180 forest views. Modern bright design offers fusion of textures, loads of glass walls, neutral solid surface flooring, natural cedar feature wall, whitewashed wood ceiling, fireplace, TV, foyer entry. Kitchen: clean white shaker cabinetry, large center island, SS appliances. Spacious spread of 5 bedrooms w/wall length closets, 3 full baths, huge rec room w/pool table, wet/dry sauna, 2+ car poured wall garage w/cellar, attached shed & sunroom/greenhouse, Muti tier deck (24' x 32') & (14' x 16'). State-of-the-art, on demand combination-boiler/hot water heater system (multiple zones), seller owns 2-500 gallon propane tanks. Don't miss this car opportunity to own this tranquil riverfront retreat in an enchanted forest of old growth hemlocks, beech trees & ferns, home to precious wildlife - deer, owls, dusks, geese, heron, otter, beaver. Forest Ridge HOA includes a 5 acre rec park for fishing and recreation. conveniently located near RT 11 & RT 90 corridor. Minutes to 30+ wineries,, distilleries, shopping, galleries, breweries, covered bridges, Historic Ashtabula Harbor restaurants & marinas, Lake Erie beaches, Spire Inst. Don't wait, this is your opportunity to live in a natural park setting. NOTE: Photos have been virtually staged to show scale and versatility.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
5/10
Edgewood High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass,Metal
  • Construction materials: Cedar,Lap Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Main Level,Laundry Tub,Sink

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Bedroom

  • Features: Natural Woodwork
  • Level: First
  • Dimensions: 14 x 15

Bedroom

  • Level: Second
  • Dimensions: 13 x 14

Bedroom

  • Level: First
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Cathedral Ceiling(s),Vaulted Ceiling(s)
  • Level: First
  • Dimensions: 12 x 14

Features

  • Beamed Ceilings,Chandelier,Cathedral Ceiling(s),Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Laminate Counters,Open Floorplan,Natural Woodwork
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Other
  • Fireplace: Yes
  • Finished area above ground: 3,104

Great Room

  • Features: Chandelier,Cathedral Ceiling(s),Fireplace,High Ceilings,Natural Woodwork
  • Level: First
  • Dimensions: 16 x 24

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Hot Water,Propane,Steam,Zoned
  • Cooling features: Attic Fan

Interior Area

  • Total structure area: 3,104
  • Total interior livable area: 3,104 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Chandelier,Cathedral Ceiling(s),Laminate Counters,Vaulted Ceiling(s),Natural Woodwork
  • Level: First
  • Dimensions: 12 x 14

Laundry

  • Level: First
  • Dimensions: 7 x 10

Other

  • Level: First
  • Dimensions: 6 x 10

Primary Bathroom

  • Level: Second
  • Dimensions: 8 x 13

Primary Bedroom

  • Level: Second
  • Dimensions: 16 x 20

Recreation

  • Features: Chandelier,Sauna
  • Level: First
  • Dimensions: 20 x 24

Sunroom

  • Level: First
  • Dimensions: 7 x 16

Property

Details

  • Parcel number: 540041000900

Features

  • Levels: One and One Half,Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed,Glass Enclosed,Patio,Porch
  • Exterior features: Fire Pit,Storage
  • Has view: Yes
  • View description: Panoramic,River,Valley,Trees/Woods,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Frontage type: River
  • Topography of land: Hill

Lot

  • Lot size: 0.51 Acres
  • Features: Bluff,Rolling Slope,Many Trees,Sloped,Wooded,Waterfront
  • Lot size dimensions: 126 x 214

Parking

  • Total spaces: 2
  • Parking features: Attached,Electricity,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$313$3,756
Property Taxes $363$4,356
Electricity $332$3,994
Total$2,979$35,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,137/yr
40% on housing$89,370/yr
45% on housing$79,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 44004$89
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44004$113
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$389,900
2026-06-25Price change$395,000
2026-06-18Listed for sale$416,754

For Sale by Agent

AgentMickey Johnson Havel
BrokerageAssured Real Estate

Similar Homes