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1480 Emerald Ln, Netarts, OR, 97143

3beds
2baths
1,784sqft
$499,000
$280price/sqft
$3,107/moest. monthly cost
$124,280/yrincome needed

About This Home

A beautiful new construction property in Ocean Highlands! This residence has a well designed floor plan that features 3 bedrooms, 2 full bathrooms, an office, a 2 car garage and a large upstairs bonus room with a closet. The garage has an easily accessible storage loft. Enjoy the benefits of a heat pump system year-round. The finer details like quartz countertops and pull out drawers set this home apart from others. The front porch is perfect for watching the sunrise and sunset on a clear coastal day. All appliances included, making move in a breeze. This home is located just a short drive to the beach and Netarts Bay and tucked away in a quiet neighborhood. Don't miss this one!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
6/10
6/10
Tillamook High SchoolGrades 9-124.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Fiber Cement

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Pantry,Storage,Walk-In Closet(s)
  • Window features: Vinyl Frames
  • Finished area below ground: 0
  • Finished area above ground: 1,784

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,784
  • Total interior livable area: 1,784 sqft

Property

Details

  • Parcel number: 411468
  • Zoning description: NT-R2 Netarts Med Density Residential
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Covered Porch,Rear Patio
  • Fencing: None

Lot

  • Lot size: 5,227 sqft
  • Features: Gentle Sloping

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Tillamook County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$151$1,812
Property Taxes $257$3,084
Electricity $176$2,119
Total$3,107$37,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,525/yr
40% on housing$93,210/yr
45% on housing$82,853/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 97143
Tillamook County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 97143
Tillamook County$347

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$499,000

New Construction

AgentAubrey Turley
BrokerageAetna Properties, Inc.

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