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34980 Lahaina Loop Rd, Cloverdale, OR, 97112

4beds
4baths
2,409sqft
$699,000
$290price/sqft
$4,290/moest. monthly cost
$171,600/yrincome needed

About This Home

Modern farmhouse architecture meets warm contemporary interiors in this intentionally designed home in Pacific City Heights. Built in 2021, this 4-bedroom, 3.5-bath home offers 2,409 square feet with a flexible floor plan featuring two main-level primary suites, each with a tiled shower, double-sink vanity, and walk-in closet, plus two oversized upstairs bedrooms connected by a shared bath.The light-filled great room is anchored by custom built-ins surrounding the propane fireplace and flows effortlessly into a beautifully designed kitchen. Sliding glass doors open to the fully fenced backyard, creating an easy connection between indoor and outdoor living, while Bose surround sound sets the scene for movie nights, holiday gatherings, and slow mornings at home. The kitchen blends thoughtful design with everyday function, featuring quartz countertops, an oversized single-bowl apron-front sink, a striking mixed-metal matte black faucet with satin brass knurled detailing, natural wood-and-brass cabinet hardware, a Wi-Fi-enabled Café 6-burner gas range with center griddle and convection oven, Zephyr hood, KitchenAid refrigerator and dishwasher, and a walk-in pantry with dedicated power.Throughout the home, black-framed windows with wood-slat blinds, tray ceilings, designer lighting, mixed-metal finishes, and architectural paint treatments create a warm, cohesive aesthetic that feels both elevated and inviting.Outside, the fully fenced backyard invites evenings in the hot tub, summer dinners on the patio, and weekends spent enjoying the ease of low-maintenance landscaping. An oversized attached garage and additional off-street parking add everyday convenience.Located approximately 1.5 miles from the PC Library, Riverhouse, and Grateful Bread, w Cape Kiwanda and the beach just minutes away.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

3/10
Nestucca K8Grades PK-82.6 mi
7/10
Nestucca High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Free-Standing Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ensuite, Walkin Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 168

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 187

Bedroom4

  • Features: Builtin Features,Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 204

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Features: Great Room,High Ceilings
  • Level: Main
  • Area: 90

Features

  • Quartz,Sound System,Built-in Features,Closet,Walk-In Closet(s),Great Room,High Ceilings,Eat Bar,Kitchen Island,Pantry,Closet Organizer,Double Vanity
  • Door features: Sliding Doors
  • Window features: Vinyl Frames
  • Flooring: Luxury Vinyl Plank,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air 90,Fireplace(s)
  • Cooling features: Air Conditioning Ready,None

Interior Area

  • Total structure area: 2,409
  • Total interior livable area: 2,409 sqft

Kitchen

  • Features: Eat Bar, Great Room, Island, Pantry,Free Standing Range, Free Standing Refrigerator
  • Level: Main
  • Area: 121

Living Room

  • Features: Builtin Features, Fireplace, Great Room, Sliding Doors, Sound System,Closet
  • Level: Upper
  • Area: 306

Master Bedroom

  • Features: Closet Organizer,Double Sinks, Ensuite, High Ceilings, Walkin Closet
  • Level: Main
  • Area: 168

Property

Accessibility

  • Accessibility features: Main Floor Bedroom Bath,Accessibility

Details

  • Parcel number: 412135

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Yard
  • Has spa: Yes
  • Spa features: Free Standing Hot Tub
  • Fencing: Fenced

Lot

  • Lot size: 6,534 sqft
  • Features: Gentle Sloping,Level,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Parking Pad,RV Access/Parking,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Landslide
Tsunami

FEMA Declared Disasters in Tillamook County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$177$2,124
Property Taxes $361$4,332
Electricity $218$2,623
Total$4,290$51,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,085/yr
40% on housing$128,700/yr
45% on housing$114,400/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 97112$549
Tillamook County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 97112
Tillamook County$347

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$699,000
2022-04-04Sold$834,000
2022-02-18Pending sale$759,000
2022-02-09Listed for sale$759,000

For Sale by Agent

AgentAmy Rhew
BrokerageReal Broker

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