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2016 E Cotton Gin Dr, Clayton, NC, 27520

2beds
2baths
1,125sqft
$250,000
$222price/sqft
$1,700/moest. monthly cost
$68,000/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 2-bathroom townhouse located in Cottonfield Village, Clayton, NC. This well-proportioned residence offers comfortable living spaces with two full bathrooms, providing convenience for multiple occupants. Situated on a 2,178 square foot lot, the property presents an efficient layout ideal for those seeking a low-maintenance living situation. This townhouse presents an excellent opportunity for buyers looking to invest in a straightforward, functional home in the Cottonfield Village community.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
East Clayton ElementaryGrades PK-50.7 mi
6/10
Archer Lodge MiddleGrades 6-83.6 mi
7/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Brick/Mortar,Raised
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Dryer,Electric Range,Free-Standing Electric Range,Free-Standing Range,Free-Standing Refrigerator,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Hall,Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Laminate Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Vinyl,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,125
  • Common walls with other units/homes: 1 Common Wall, End Unit

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,125
  • Total interior livable area: 1,125 sqft

Property

Details

  • Parcel number: 16J04022N
  • Attached to another structure: Yes
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Forest,Neighborhood,Trees/Woods

Lot

  • Lot size: 2,178 sqft
  • Features: Gentle Sloping,Sloped

Parking

  • Total spaces: 2
  • Parking features: Parking Lot
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Hurricane
Ice Storm

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$108$1,296
Property Taxes $128$1,536
Electricity $200$2,405
Total$1,700$20,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,285/yr
40% on housing$51,000/yr
45% on housing$45,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$240,000
2026-07-08Listed for sale$250,000
2026-06-08Listing removed$800
2026-05-27Price change$800
2026-05-15Listed for rent$1,800
2020-11-23Sold$165,000
2012-07-26Sold$108,000
2009-05-22Sold$102,000

For Sale by Agent

AgentJennifer Melendez
BrokerageKeller Williams Realty Cary

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