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421 Cherry Creek Rd, Thompson Falls, MT, 59873

1beds
2baths
1,000sqft
$539,950
$540price/sqft
$3,200/moest. monthly cost
$128,000/yrincome needed

About This Home

This shop-house was completed in August 2023 offers an incredible opportunity for anyone seeking a live/work space with plenty of room for both! This shop-house features 2,800 sqft of total space, including 1,000 sqft of living quarters. A cozy 1 bedroom, 1 bath home with modern finishes and new kitchen appliances offers comfort and convenience in your living space with wood floors throughout along with large walk-in closets. The expansive 1,800 sqft shop area features two 16x14 ft garage doors, providing easy access for vehicles & equipment along with an additional 1000 sqft of unfinished loft space. There are numerous man doors around the building, so you’ll find it easy to move around. A 12ft x 25ft insulated shed with a roll-up door provides extra storage or workspace that is not far from the shop-house. Located behind the home is also a wood shed with about 5 cords of wood that comes with the property. Two overhangs on each side of the building with concrete flooring offers additional covered space for vehicles, storage, and patio space. This property is RV-ready with two dedicated hookups—one near the living quarters and another by the shed, complete with an RV dump for added convenience. The community boat launch on the Clark Fork River is just a minute down the road, providing easy access to water activities, while you enjoy the peaceful and scenic surroundings. This unique property offers a rare combination of living space, large shop space, and outdoor storage with easy access to outdoor recreation. Whether you’re an entrepreneur, a DIY enthusiast, or someone seeking a tranquil yet functional home, this property is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Thompson Falls 7-8Grades 7-83.2 mi
4/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Walk-In Closet(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Propane,Wood Stove
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 1,000 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 35309123206220000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Rear Porch,Covered
  • Exterior features: RV Hookup,Propane Tank - Leased
  • Fencing: Partial
  • Topography of land: Level

Lot

  • Lot size: 1.62 Acres
  • Features: Back Yard,Level

Parking

  • Total spaces: 6
  • Parking features: Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Landslide
Wildfire
Heat Wave
Lightning

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance $158$1,896
Property Taxes $161$1,932
Electricity $151$1,812
Total$3,200$38,400

Income You'd Need if You Spent...

35% on housing$109,714/yr
40% on housing$96,000/yr
45% on housing$85,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 59873$193
Sanders County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 59873
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$539,950
2026-03-01Price change$545,000
2025-10-22Price change$564,000
2025-08-27Price change$574,000
2025-07-31Price change$599,000
2025-07-08Price change$625,000
2025-06-28Price change$649,000
2025-06-04Price change$699,000
2025-05-05Price change$745,000
2025-03-20Listed for sale$795,000

For Sale by Agent

AgentAllison Aumiller
BrokerageClearwater Montana Properties - Trout Creek

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