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280 Sanitarium Hill Rd, Columbia Cross Roads, PA, 16914

2beds
2baths
1,248sqft
$550,000
$441price/sqft
$3,715/moest. monthly cost
$148,600/yrincome needed

About This Home

If you've ever wanted both acreage AND a lake lot at Sugar Branch Lake, take a look at this property! Two bedroom, two bath home with a pond and a nice mix of wooded and open land. Covered front porch and open back deck allow you to sit and enjoy the peace and quiet this property affords. Enjoy the pond or take a short ride down to the lake lot on Sugar Branch Lake to enjoy access to boating and fishing there. Lots of great potential and a space for a quiet, tranquil home here in this almost 21 acre/3 parcel property. *Please note -- restrictive covenants are for the lake lot only*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Features

  • Patio & porch: Covered
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Pond,Waterfront

Lot

  • Lot size: 20.99 Acres
  • Features: Open Lot,Out of Town,Restrictions,Views,Wooded

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$248$2,976
Property Taxes $462$5,544
Electricity $224$2,692
Total$3,715$44,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,371/yr
40% on housing$111,450/yr
45% on housing$99,066/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 16914$100
Tioga County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 16914$226
Tioga County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-07-08Listed for sale$550,000

For Sale by Agent

AgentPhyllis Wheeler
BrokerageMountain Valley Realty, Inc.

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