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92-8530 Macadamia Dr, Captain Cook, HI, 96704

--beds
0baths
--sqft
$220,000
--price/sqft
$1,665/moest. monthly cost
$66,600/yrincome needed

About This Home

MOTIVATED SELLER - DISCOUNTED! This 3 acre property consists of 4 buildings - the main house is 1B/1Ba with kitchen and living area (approx 800 sqft). Back building is a bedroom and additional bathroom (144 sqft) - very private. Seller was a hairdresser with a home salon so, front building has running water and outside bathroom (96 sqft). Can be used for art studio, home office - additional bedroom. Both home and extra bedroom have large lanais. The last building is a 4 bay carport which can be improved upon depending on what you require. All buildings are unpermitted. Lots of possibilities. Includes 2 catchment tanks - 2 solar electric systems - septic system - fencing and rock walls with gated entry from street. Large window in the living area allows great ocean views and you will never tire of watching the sunsets. Morning coffee or evening drinks can be enjoyed on the front lanais. Subject to annual road fees. Access info at ranchos-roads.org

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-612.7 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1231.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3921890280000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Other
  • Has view: Yes
  • View description: Ocean,Ocean Horizon,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Gentle Slope,Graded

Lot

  • Lot size: 3.00 Acres
  • Features: See Remarks
  • Lot size dimensions: 423 x 309

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$115$1,380
Property Taxes $64$768
Electricity $374$4,497
Total$1,665$19,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,085/yr
40% on housing$49,950/yr
45% on housing$44,400/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$353
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-09Price change$220,000
2025-05-06Listed for sale$230,000
2025-03-26Listing removed$240,000
2025-03-20Listed for sale$240,000

For Sale by Agent

AgentDonna M. Durgin
BrokerageSouth Hawaii Realty, LLC

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