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2639 Plover Dr, Traverse City, MI, 49685

3beds
1baths
960sqft
$344,900
$359price/sqft
$2,250/moest. monthly cost
$90,000/yrincome needed

About This Home

Lower Utility Bills Energy Efficient Living Draft-Free Comfort Built for Modern Living Stay Warm. Save Money. Comfortable Year-Round High-Efficiency Home Everything New New = Fewer Surprises Low-Maintenance Living New Systems. Less Stress. Warranty Protection Included Avoid Costly Repairs

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Blair Elementary SchoolGrades PK-51.0 mi
8/10
West Middle SchoolGrades 6-86.7 mi
3/10
Traverse City High SchoolGrades PK,9-128.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Other
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 120.36

Bedroom3

  • Level: Main
  • Area: 95.04

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 115.64

Features

  • Cable TV
  • Window features: Low Emissivity Windows
  • Flooring: Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Floor Furnace,Radiant Floor
  • Cooling features: Zoned,Ductless,Electric

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Area: 66.03

Living Room

  • Level: Main
  • Area: 241.11

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 120.36

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 280275203500
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Waterfront features: None

Lot

  • Lot size: 0.34 Acres
  • Features: Level
  • Lot size dimensions: 129 x 45 x 160 x 30 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$77$924
Property Taxes $241$2,892
Electricity $188$2,259
Total$2,250$27,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,142/yr
40% on housing$67,500/yr
45% on housing$60,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 49685$270
Grand Traverse County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 49685$303
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-31Listed for sale$344,900
2024-10-08Listing removed$339,900
2024-08-16Price change$339,900
2024-07-07Listed for sale$324,900
2024-06-09Listing removed$329,900
2024-04-12Price change$329,900
2024-01-09Listed for sale$319,900

New Construction

AgentJudy Curtice-Porter
BrokerageREO-TCRandolph-233022

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