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3605 NE 12th St, Ankeny, IA, 50021

5beds
3baths
1,655sqft
$559,900
$338price/sqft
$3,960/moest. monthly cost
$158,400/yrincome needed

About This Home

A masterfully crafted and newly built ranch-style home designed for those who crave spacious comfort. This home presents a thoughtfully crafted layout with 3 bedrooms and 2 bathrooms on the main level plus 2 bedrooms and 1 bathroom in the basement. Additionally, this home has a covered deck and concrete patio for warm sunny days to be spent outdoors. As you walk through the home, you will notice the 10' and 11' ceilings covered with beautiful trim work along with a beautiful open concept that will catch your eye as soon as you enter the home. This home is located conveniently in The Crossings at Deer Creek neighborhood and presents you with quick and easy access to all that Ankeny and the metro has to offer! All information obtained from seller and public record.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
Parkview Middle SchoolGrades 6-72.7 mi
7/10
Ankeny High SchoolGrades 10-123.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle

Other

  • Builder name: DS Solid Const.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Wet Bar,Dining Area,Eat-in Kitchen
  • Flooring: Carpet
  • Number of fireplaces: 2
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,202

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,655
  • Total interior livable area: 1,655 sqft

Property

Details

  • Parcel number: 181/52317181031
  • Zoning: PUD

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 0.28 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$274$3,288
Property Taxes $732$8,784
Electricity $123$1,481
Total$3,960$47,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,771/yr
40% on housing$118,800/yr
45% on housing$105,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 50021$220
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50021$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$589,900
2026-03-19Listing removed$599,900
2025-03-21Listed for sale$599,900

New Construction

AgentHaris Hambasic
BrokerageRE/MAX Precision

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