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6522 Rosecliff Ct, Prospect, KY, 40059

5beds
6baths
5,164sqft
$1,999,900
$387price/sqft
$13,132/moest. monthly cost
$525,280/yrincome needed

About This Home

Now under construction in the sought-after Breakers at Prospect, this exceptional new build by Bespoke Built Homes offers the rare opportunity to watch your dream home take shape. Set on Lot 66 at 6522 Rosecliff Court, this 5-bedroom, 5.5-bath home spans over 5,000 finished square feet and enjoys a coveted lake view, all within Prospect's premier HOA-governed and gated community. The home's classic shingle-style architecture — sweeping gambrel rooflines, cedar-shake siding, a brick chimney, and a welcoming covered front porch — sets the tone for what's inside. A two-story foyer opens to a great room with a coffered ceiling and fireplace, flowing seamlessly into a gourmet kitchen, breakfast area, and a private study with pocket doors, all designed for both everyday living and effortles entertaining. The main-floor primary suite is a true retreat, featuring a hip vault ceiling, a spa-inspired bathroom with tiled shower and soaking tub, and an expansive walk-in closet — plus the convenience of main-level laundry and a mudroom just off the 3-car garage. Upstairs, 3 generously sized secondary bedrooms each offer their own private bath, while the finished lower level adds even more living space with a 5th bedroom, its own private bath, more living space, and bonus/storage room ready to become a media room, or gym. Step outside to covered front and rear porches — the rear ideal for soaking in that lake view morning or night. This is your chance to secure a brand-new, lake-view home in one of Prospect's most desirable neighborhoods, thoughtfully designed and finished by our team from the ground up. Estimated completion date to be announced; contact the listing agent for construction updates and showing details.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Dunn Elementary SchoolGrades K-55.2 mi
4/10
Kammerer Middle SchoolGrades 6-85.0 mi
8/10
Ballard High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2027

Materials

  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,450
  • Finished area above ground: 3,714

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Game Room

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,714
  • Total interior livable area: 5,164 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Media Room

  • Level: Basement

Mud Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Study

  • Level: First

Property

Details

  • Parcel number: 21408300660000

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 0.37 Acres
  • Features: Cul-De-Sac,Pond on Lot,Covt/Restr,Sidewalk
  • Lot size dimensions: 93 x 126 x 83 x 158

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,112$121,344
Home Insurance *$789$9,468
Property Taxes $1,824$21,888
Electricity $407$4,893
Total$13,132$157,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$450,240/yr
40% on housing$393,960/yr
45% on housing$350,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$275
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$1,999,900
2026-06-18Sold$250,000
2026-03-20Listing removed$399,000
2025-03-21Listed for sale$399,000

For Sale by Agent

AgentStephanie L Gilezan
BrokerageEXP Realty LLC

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