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10339 Red Cardinal Dr, Cleveland, TX, 77328

4beds
3baths
2,132sqft
$294,900
$138price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

Welcome to the Willow floor plan, this beautifully designed two-story home offers 4 bedrooms, 2.5 bathrooms, 2,132 sq ft and a 2-car garage—perfect for growing households or those who love to entertain. The heart of the home features a huge family room that flows into a chef-ready kitchen and dining areas, giving you space for both casual mornings and special celebrations. The private primary suite is conveniently located downstairs, offering comfort and convenience. The Willow includes granite countertops, stainless steel appliances, oversized cabinets with crown molding, faux-wood blinds, a Wi-Fi–enabled garage door opener and a fully fenced backyard. Enjoy attractive curb appeal and thoughtful design throughout. Residents of Pinewood Trails also enjoy community amenities such as a splash pad, playgrounds, walking trails, green space, picnic areas, BBQ spots, a pond and fiber internet access. This is a home where everyday living feels just right.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
2/10
Splendora High SchoolGrades 9-123.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Batts Insulation,Spray Foam Insulation,Other

Other

  • Builder name: LGI Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Water Heater,Disposal,Refrigerator,Gas Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Carpet,Engineered Hardwood,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Attic Fan,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Kitchen

  • Features: Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Half Bath,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 80020212600

Features

  • Stories: 2
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Features: Back Yard,Corner Lot,Subdivided,Wooded,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$195$2,340
Property Taxes $353$4,236
Electricity $238$2,859
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 77328$207
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77328
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for rent$2,400
2026-03-05Price change$294,900
2026-02-20Price change$292,900
2025-10-08Price change$302,900
2025-04-23Listing removed$2,560
2025-03-21Listed for rent$2,560

New Construction Spec

AgentJack Lipar
BrokerageLGI Homes

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