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14295 Highway C, Belgrade, MO, 63622

4beds
4baths
3,228sqft
$387,000
$120price/sqft
$2,698/moest. monthly cost
$107,920/yrincome needed

About This Home

Nestled on 5.3 acres with a year-round creek, this beautifully remodeled farmhouse offers 4 bedrooms, 4 bathrooms, and an inviting kitchen with new granite countertops and is fully furnished with all new stainless steel appliances, refrigerator, stove, & dishwasher. The spacious living and dining areas feature 11-foot ceilings, tall windows, and a charming wood-burning fireplace in the dining room. A delightfully sunroom with tons of windows that leads out to a gorgeous front porch that is perfect for early morning coffee & bird watching. The lower-level family room is remodeled and has a sparkling new bathroom. On the main level, there is the primary suite, which includes an ensuite bath for convenience and privacy. A newly added laundry/bathroom combo offers extra convenience directly off the back entrance. Upstairs, you'll find 3 bedrooms, a full bath, and a versatile room for a study or nursery. There is a large attic that provides potential for more living space or home storage. Outside, there is a detached two-car garage that is perfectly located off the back porch. The acreage around the home is perfect for horses, and the property teems with wildlife. Just minutes from Elephant Rocks, Johnson Shut-Ins, and Council Bluff, this rare home offers endless possibilities as a peaceful retreat or an Airbnb investment property. Homes like this rarely come available in this area. Come view this private property with in walking distance to downtown Belgrade.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
3/10
Valley High SchoolGrades 7-123.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1910

Materials

  • Foundation: Combination
  • Roof: Shingle
  • Construction materials: Block,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 78
  • Dimensions: 13x6

Bathroom

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 48
  • Dimensions: 8x6

Bathroom2

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bathroom3

  • Features: Floor Covering: Wood Veneer
  • Level: Second
  • Area: 143
  • Dimensions: 13x11

Bathroom3

  • Level: Second
  • Area: 48
  • Dimensions: 8x6

Bathroom4

  • Features: Floor Covering: Wood Veneer
  • Level: Second
  • Area: 180
  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Family Room

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 384
  • Dimensions: 24x16

Features

  • Flooring: Ceramic Tile,Combination,Concrete,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area below ground: 432
  • Finished area above ground: 2,796

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 3,228 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Office

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 63
  • Dimensions: 9x7

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Primary Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Sunroom

  • Level: Main
  • Area: 264
  • Dimensions: 24x11

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Hallway(s),Accessible Washer/Dryer

Details

  • Parcel number: 229.0032003004007.00000
  • Attached to another structure: Yes
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Fencing: Barbed Wire,Partial
  • Waterfront features: Creek
  • Horses can be raised: Yes

Lot

  • Lot size: 5.30 Acres
  • Features: Cleared,Front Yard,Level,Meadow,Natural Foliage,Open Lot,Pasture,Suitable for Horses
  • Lot size dimensions: 5.3

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,956$23,472
Home Insurance *$329$3,948
Property Taxes $167$2,004
Electricity $246$2,957
Total$2,698$32,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,502/yr
40% on housing$80,940/yr
45% on housing$71,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 63622$313
Washington County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 63622
Washington County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Price change$399,700
2025-11-03Price change$419,900
2025-10-17Price change$459,000
2025-08-14Listed for sale$497,500
2025-08-09Listing removed$497,500
2025-08-09Price change$497,500
2025-04-05Listed for sale$429,000

For Sale by Agent

AgentKathleen A Kelly
BrokerageGateway Real Estate

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