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702 Benham St, Bonne Terre, MO, 63628

--beds
0baths
13,200sqft
$275,000
$21price/sqft
$2,835/moest. monthly cost
$113,400/yrincome needed

About This Home

Discover the limitless possibilities at the historic Vargos in Bonne Terre! This 4,400 sq. ft. main floor is a blank canvas, perfect for a boutique, restaurant, office, or event venue. The expansive second floor offers incredible potential for multifamily units, making it ideal for mixed-use development. A charming spiral staircase adds character, and the large parking area in the back ensures convenience for customers and tenants. Situated on .47 acres, this remarkable building boasts a spacious front patio, perfect for outdoor seating or displays. Extensive demo removing 100 years of plaster. A total of 4 layers, to showcase the buildings beauty and natural brick colors. A vast basement with a loading area provides ample storage for business needs. With a brand-new roof with 15 year transferable warranty and a leveled main floor for seamless transitions. Don’t miss the chance to own a piece of history with endless potential—Vargos is waiting for you!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
2/10
North Co. Middle SchoolGrades 7-83.7 mi
3/10
North Co. Sr. High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1910

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes

Features

  • Elevator
  • Finished area above ground: 13,200

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 13,200
  • Total interior livable area: 13,200 sqft

Property

Details

  • Parcel number: 076013020050001.08
  • Special condition: Standard

Features

  • Exterior features: Balcony
  • Fencing: Chain Link

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: .47

Parking

  • Total spaces: 25
  • Parking features: Open,Parking Lot
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$294$3,528
Property Taxes $144$1,728
Electricity $1,007$12,095
Total$2,835$34,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,200/yr
40% on housing$85,050/yr
45% on housing$75,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$21This listing

vs Other Active Listings

Avg $/sqft

ZIP 63628$158
St. Francois County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 63628$134
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-21Price change$275,000
2025-03-22Listed for sale$300,000

For Sale by Agent

AgentDonyel M Burns
BrokerageKeller Williams Realty Platinum

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