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40065 Cactus Drive, Eads, CO, 81036

3beds
2baths
1,500sqft
$314,900
$210price/sqft
$2,559/moest. monthly cost
$102,360/yrincome needed

About This Home

Welcome home to this attractive 2022-built ranch style home featuring an Open floor plan with three bedrooms and two full bathrooms. Situated on a level 0.67 acre Lot this property also includes a detached one car garage and offers plenty of room to enjoy outdoor living. The kitchen comes complete with all appliances included, making this home truly move-in ready; whether you’re looking for your first home, downsizing or investing, this property offers exceptional value! Located in the growing community of EADS, this Like-New Home is ideally positioned with the proposed hospital clinic expected to bring additional convenience and opportunity to the area.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Eads Elementary SchoolGrades PK-50.5 mi
10/10
Eads Middle SchoolGrades 6-80.5 mi
6/10
Eads High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 111921602
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Drought
Lightning
Winter Weather
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$616$7,392
Property Taxes $165$1,980
Electricity $186$2,232
Total$2,559$30,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,737/yr
40% on housing$76,770/yr
45% on housing$68,240/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 81036$81
Kiowa County$72

vs Homes Sold Last Month

Median $/sqft

ZIP 81036
Kiowa County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$314,900

For Sale by Agent

AgentTed King
BrokerageBrokers Guild Real Estate

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