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265 Shadow Oaks, Streetman, TX, 75859

3beds
2baths
2,568sqft
$865,000
$337price/sqft
$6,543/moest. monthly cost
$261,720/yrincome needed

About This Home

Built in 2023, this inviting property offers the perfect lake retreat or full time residence at Richland Chambers Lake. Tucked at the end of a canal with water access and situated along the bank of a shared pond known for great fishing, the home provides a peaceful setting surrounded by mature trees and privacy. The open floor plan features three bedrooms, two bathrooms, and an upstairs bonus room for additional living or guest space. A hidden room behind a bookshelf adds a fun and versatile feature that can serve as an office, hobby room, or extra storage. The primary bedroom includes a private patio, while the main living area opens to a spacious outdoor patio with a fireplace, perfect for relaxing or entertaining. Being sold fully furnished, this property is truly move in ready and ideal as a weekend getaway, second home, or full time residence to enjoy lake living year round.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
5/10
5/10
Fairfield High SchoolGrades 9-1215.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 11 x 13

Bedroom

  • Level: First
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second
  • Dimensions: 23 x 16

Bonus Room

  • Level: First
  • Dimensions: 9 x 12

Dining Room

  • Level: First
  • Dimensions: 17 x 9

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Propane,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,568 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pot Filler
  • Level: First
  • Dimensions: 19 x 10

Laundry

  • Level: First
  • Dimensions: 8 x 6

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 11 x 20

Master Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Multiple Shower Heads,Stone Counters
  • Level: First
  • Dimensions: 13 x 12

Master Bedroom

  • Level: First
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: 19744
  • Exclusions: personal belongings,boat,fishing gear,lawnmower

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Canal Access,Waterfront
  • Waterbody name: Richland-Chambers

Lot

  • Lot size: 2.55 Acres
  • Features: Acreage,Back Yard,Lawn,Pond on Lot,Many Trees,Subdivision,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Concrete,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$927$11,124
Property Taxes $962$11,544
Electricity $281$3,383
Total$6,543$78,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,331/yr
40% on housing$196,290/yr
45% on housing$174,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -10.1%
-10.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 75859$315
Freestone County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 75859
Freestone County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$875,000

For Sale by Agent

AgentShelby Donoho
BrokeragePremier Realty

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