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310 Todd St, Topeka, IN, 46571

4beds
3baths
1,923sqft
$386,500
$201price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

A stunning four-bedroom, two-and-a-half-bath custom-built home completed in 2023. With 1,923 sq. ft. of thoughtfully designed living space on a slab foundation, this home combines modern style, comfort, and convenience. Inside, the vaulted ceiling in the great room creates an open, airy atmosphere perfect for entertaining or relaxing. The primary suite on the main level offers privacy and luxury, while main-level laundry and attic storage provide everyday practicality. The kitchen features a large island ideal for cooking and entertaining. Central air and heating ensure year-round comfort, and the two-car attached garage adds modern convenience. Step outside to a fenced-in backyard, perfect for gatherings, play, or quiet relaxation. Every detail of this home reflects quality craftsmanship and thoughtful design — and the best part? You don’t have to wait to build, it’s ready for you to move in today.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

8/10
Topeka Elementary SchoolGrades K-40.5 mi
7/10
7/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater,Tankless Water Heater

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,923

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,303
  • Total interior livable area: 1,923 sqft

Kitchen

  • Level: Main
  • Area: 176

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 441130300001.043006

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch Covered
  • Fencing: Privacy

Lot

  • Lot size: 8,712 sqft
  • Features: Level
  • Lot size dimensions: 85x101

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Drought
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,954$23,448
Home Insurance *$189$2,268
Property Taxes $317$3,804
Electricity $184$2,212
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 46571$164
LaGrange County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 46571
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Price change$388,500
2026-01-16Price change$393,000
2025-09-04Listed for sale$399,900
2024-12-17Listing removed$393,900
2024-12-12Listed for sale$393,900
2024-11-07Listing removed$393,900
2024-10-08Listed for sale$393,900
2024-04-29Listing removed$393,900
2024-04-05Listed for sale$398,900

For Sale by Agent

AgentTrey Forbes
BrokerageWeichert Realtors - Hoosier Heartland

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