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478 Harbour Pointe Dr, Columbia, SC, 29229

4beds
4baths
3,585sqft
$489,000
$136price/sqft
$3,244/moest. monthly cost
$129,760/yrincome needed

About This Home

Welcome to this beautifully appointed 4-bedroom, 3.5-bathroom home in the desirable Town Center Ln community, where comfort and convenience come together. This spacious, light-filled layout features a stunning kitchen with a large center island and an oversized walk-in pantry—perfect for cooking, entertaining, and staying organized. The home offers generously sized bedrooms, excellent closet space, and thoughtful storage throughout.Two wall-mounted TVs convey with the sale, adding modern convenience and value. Located just minutes from popular restaurants, convenience stores, and lively summer farmers markets, this home offers the perfect blend of everyday function and vibrant neighborhood living. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

5/10
Kelly Mill Middle SchoolGrades 2-80.5 mi
8/10
Blythewood High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Brick-Partial-AbvFound,Fiber Cement-Hardy Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Counter Cooktop,Gas Range,Dishwasher,Disposal,Freezer,Ice Maker,Refrigerator,Washer,Microwave Built In,Tankless Water Heater,Electric Water Heater
  • Laundry features: Electric,Heated Space

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom4

  • Features: Bath-Private,Closet-Private
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: French Doors,Molding,Recessed Lighting
  • Level: Main

Features

  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,585
  • Total interior livable area: 3,585 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry,Cabinets-Stained,Backsplash-Tiled,Recessed Lighting,Counter Tops-Quartz
  • Level: Main

Living Room

  • Features: Fireplace,Molding,Ceiling Fan(s),Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Double Vanity,French Doors,Bath-Private,Separate Shower,Recessed Lighting,Separate Water Closet
  • Level: Second

Property

Details

  • Parcel number: 232052029

Features

  • Stories: 2
  • Exterior features: Gutters - Full
  • Fencing: Rear Only Wood

Lot

  • Lot size: 7,405 sqft
  • Features: Sprinkler
  • Lot size dimensions: 7496

Parking

  • Total spaces: 2
  • Parking features: Enclosed Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$168$2,016
Property Taxes $260$3,120
Electricity $344$4,136
Total$3,244$38,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,222/yr
40% on housing$97,320/yr
45% on housing$86,506/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 29229$120
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29229
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$489,000
2025-11-11Price change$499,000
2025-10-03Listed for sale$506,000
2025-09-22Listing removed$511,000
2025-08-08Price change$511,000
2025-06-26Listed for sale$516,000
2025-06-17Listing removed$519,000
2025-06-05Listed for sale$519,000
2025-04-21Listing removed$529,999
2025-03-24Listed for sale$529,999
2022-04-10Listing removed--
2022-04-02Price change$499,664
2022-03-22Price change$491,664
2022-03-02Listed for sale$483,664

For Sale by Agent

AgentSavannah Hill
BrokerageJeff Cook Real Est LPT Realty

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