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3503 Oakland Ter, Chattanooga, TN, 37415

3beds
2baths
1,670sqft
$429,000
$257price/sqft
$2,727/moest. monthly cost
$109,080/yrincome needed

About This Home

Welcome to modern living in the heart of Red Bank. This thoughtfully designed new construction home offers 3 bedrooms, 2 bathrooms, and over 1,600 square feet of beautifully finished one-level living space. Step inside to an open floor plan with soaring cathedral ceilings and a spacious kitchen featuring a large island that's perfect for gathering. The private primary suite includes a walk-in closet and a well-appointed en suite bath. Outside, enjoy covered front and back porches accented with tongue-and-groove ceilings, while the front elevation showcases attractive Hardie siding and brick accents for timeless curb appeal. Complete with an attached two-car garage and located just minutes from downtown Chattanooga, this home combines quality craftsmanship with everyday convenience. Professional photos and additional details coming soon!

Getting Around

49
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-80.7 mi
5/10
Red Bank High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Brick,HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Walk-In Closet(s),Tub/shower Combo,En Suite,Plumbed
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Finished area above ground: 1,670

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,670
  • Total interior livable area: 1,670 sqft

Property

Details

  • Parcel number: 118a B 013

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch,Porch - Covered
  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 9,557 sqft
  • Features: Gentle Sloping,Rectangular Lot,Sloped Up
  • Lot size dimensions: 69.5 x 137.5

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance $162$1,944
Property Taxes $221$2,652
Electricity $175$2,103
Total$2,727$32,724

Income You'd Need if You Spent...

35% on housing$93,497/yr
40% on housing$81,810/yr
45% on housing$72,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$167
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-23Sold$95,000
2025-03-24Listed for sale$95,000

Coming Soon

AgentTonjia Landreth
BrokerageBridge City Realty, LLC

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