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434 Bimini Cay Cir #434, Vero Beach, FL, 32966

3beds
2baths
1,536sqft
$105,900
$69price/sqft
$870/moest. monthly cost
$34,800/yrincome needed

About This Home

Welcome to Heron Cay, a 55+ age-qualified active and vibrant community, where you can find yourself in your dream home. We have a stunning three-bedroom, two-bathroom home for sale featuring 1536 sq ft of beautifully designed living space with a gorgeous bonus four seasons Florida Room that overlooks a view of the green trees across the street. A spacious living room with fireplace, enormous entry hall and parlor with alcove dining room and a large updated island kitchen with updated stainless appliances including dishwasher and chic artistic lighting are great for relaxing and entertaining, alike. The kitchen also leads to a full pantry and laundry room with washer and dryer. Located in Vero Beach, this lovely 3- bedroom, 2-bathroom home features vaulted ceilings and an enormous premier bedroom en suite with vaulted ceilings, huge updated bathroom and large walk-in closets. New modern ceiling fans run throughout the home. The extra-large carport accommodates 2 cars and a Golf Cart and also hosts a fully -equipped shed with extra shelving and tool bench with tools You must see it to experience the charm. Located in desirable Heron Cay, residents enjoy access to a range of premium niceties, including a resort-style pool, fitness center, clubhouse, tennis, library, billiards, cards, putting green, shuffleboard, bocce and more. Conveniently situated near shopping, dining, major highways, public transportation, etc., you'll have everything you need just minutes away. Whether you're looking for relaxation or recreation, this gorgeous Florida oasis and this vibrant community has it all. Priced to sell and won't last long. Call today for an appointment to see this home in person!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Vero Beach High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,536

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1136

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $535$6,420
Home Insurance *$76$912
Property Taxes $62$744
Electricity $197$2,366
Total$870$10,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,828/yr
40% on housing$26,100/yr
45% on housing$23,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 32966$139
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32966$216
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$125,000
2025-10-30Listing removed$125,000
2025-03-25Listed for sale$125,000

For Sale by Agent

AgentAshtin Madden
BrokerageHeron Cay

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