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7473 170th Ave NW, Ramsey, MN, 55303

3beds
2baths
1,672sqft
$489,900
$293price/sqft
$3,864/moest. monthly cost
$154,560/yrincome needed

About This Home

The home features 3 bedrooms and 2 bathrooms on the main level. Kitchen highlights soft close cabinets, quartz counter tops, and beautiful kitchen island. Gas fireplace acts as the great room focal point. Primary suite features bathroom ensuite and large walk in closet. Home also features main level laundry as well as a 4-car garage. Welcome to the only community in Ramsey featuring 80' wide homesites, surrounded by serene wetlands and lush nature. Don’t miss the opportunity to move into this fantastic new construction home in Ramsey’s most exclusive, private, and nature-surrounded community!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10
Salk Middle SchoolGrades 6-86.3 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Architectural Shingle
  • Construction materials: Concrete

Other

  • Builder name: CREATIVE HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Freezer,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Other

Bathroom

  • Level: Main
  • Area: 101.25
  • Dimensions: 9'x11'3"

Bathroom

  • Level: Main
  • Area: 55.5833
  • Dimensions: 5'9"x9'8"

Bedroom

  • Level: Main
  • Area: 280
  • Dimensions: 18'8"x15'

Bedroom2

  • Level: Main
  • Area: 152.0486
  • Dimensions: 12'1"x12'7"

Bedroom3

  • Level: Main
  • Area: 149
  • Dimensions: 12'5"x12'

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 118.125
  • Dimensions: 10'6"x11'3"

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,672

Great Room

  • Level: Main
  • Area: 226.2361
  • Dimensions: 15'2"x14'11'

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13'x10'

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 093225130034
  • Zoning description: Residential-Single Family
  • Foundation area: 1672

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Pond

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 80 x 136.2

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$301$3,612
Property Taxes $916$10,992
Electricity $170$2,050
Total$3,864$46,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,480/yr
40% on housing$115,920/yr
45% on housing$103,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$172
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$489,900
2026-04-16Price change$479,900
2026-03-19Price change$489,900
2025-12-05Listed for sale$499,900

New Construction Spec

AgentTaKeyah Grove
BrokerageNew Home Star

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