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4891 127th Ln NE, Blaine, MN, 55449

5beds
4baths
4,279sqft
$799,900
$187price/sqft
$5,715/moest. monthly cost
$228,600/yrincome needed

About This Home

MOVE-IN READY! This Middleton floorplan, two-story home boasts 5 spacious bedrooms with over 4,000 square feet of living space - plenty of room for the entire family! The main level features an open concept floor plan with a GOURMET KITCHEN that is sure to impress. The kitchen is complete with stainless steel appliances, quartz countertops, an expansive kitchen island and plenty of cabinet space. The living and dining areas are perfect for entertaining and offer beautiful views of the surrounding landscape. This home has it all - space, comfort, and style. Don't miss your chance to make it yours!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Sunrise ElementaryGrades K-50.5 mi
6/10
Roosevelt Middle SchoolGrades 6-85.2 mi
7/10
Blaine Senior High SchoolGrades 9-125.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: CREATIVE HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Freezer,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Concrete,Storage Space

Bathroom

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Bathroom

  • Level: Upper
  • Area: 126
  • Dimensions: 9x14

Bathroom

  • Level: Lower
  • Area: 60
  • Dimensions: 6x10

Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom5

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Family Room

  • Level: Lower
  • Area: 437
  • Dimensions: 19x23

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,205
  • Finished area above ground: 3,074

Game Room

  • Level: Lower
  • Area: 234
  • Dimensions: 13x18

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,279
  • Total interior livable area: 4,279 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Level: Upper
  • Area: 63
  • Dimensions: 7x9

Living Room

  • Level: Main
  • Area: 368
  • Dimensions: 16x23

Loft

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Primary Bathroom

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Walk In Closet

  • Level: Upper
  • Area: 72
  • Dimensions: 8x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 013123410053
  • Zoning description: Residential-Single Family
  • Foundation area: 1524

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 65 x 136

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$382$4,584
Property Taxes $929$11,148
Electricity $360$4,330
Total$5,715$68,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,942/yr
40% on housing$171,450/yr
45% on housing$152,400/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 55449$180
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55449$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$799,900
2026-01-15Price change$824,900
2025-09-20Listed for sale$795,900
2022-07-14Sold$128,548
2021-10-12Sold$122,003
2021-06-25Sold$216,300
2021-04-06Sold$122,130
2020-09-15Sold$118,451

New Construction Spec

AgentLindsay Auger
BrokerageNew Home Star

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