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17013 Traprock St NW, Ramsey, MN, 55303

5beds
4baths
2,697sqft
$539,900
$200price/sqft
$4,298/moest. monthly cost
$171,920/yrincome needed

About This Home

Welcome to Trott Brook Crossing, a premier Ramsey community where thoughtfully designed homes, private homesites, and connected conveniences come together to deliver comfort, style, and a lifestyle you’ll love for years to come. This Nora model at 17013 Traprock St NW showcases a 5 bedroom, 4 bathroom home with open-concept living and curated finishes throughout. The kitchen features Calacatta Laza quartz countertops, white cabinetry, and a gas range, flowing seamlessly into a spacious living room anchored by a gas fireplace. A finished walkout basement adds flexible living space for guests, hobbies, or entertaining. The home includes a 3-car garage and premium floor coating, offering plenty of room for vehicles, storage, and recreation. Designer-selected flooring, comfort-height features, and upgraded lighting make everyday living easy and elegant. Nestled on a private homesite with upgraded exterior finishes, this home blends prestige, convenience, and lifestyle in one of Ramsey’s most desirable neighborhoods.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10
Salk Middle SchoolGrades 6-86.4 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete

Other

  • Builder name: CREATIVE HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Bedroom5

  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: Lower
  • Area: 418
  • Dimensions: 19x22

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 839
  • Finished area above ground: 1,858

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Humidifier
  • Cooling features: Dual

Interior Area

  • Total structure area: 2,697
  • Total interior livable area: 2,697 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 093225130039
  • Zoning description: Residential-Single Family
  • Foundation area: 1360

Features

  • Levels: Three Level Split

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 63 x 137

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$332$3,984
Property Taxes $1,009$12,108
Electricity $227$2,729
Total$4,298$51,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,360/yr
40% on housing$128,940/yr
45% on housing$114,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-08Listed for sale$544,900

New Construction Spec

AgentTaKeyah Grove
BrokerageNew Home Star

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