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509 Royal Empress Dr, Ruskin, FL, 33570

6beds
3baths
2,624sqft
$389,900
$149price/sqft
$2,570/moest. monthly cost
$102,800/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained 6-bedroom, 3-bathroom home built in 2022, offering 2,624 square feet of thoughtfully designed living space in the desirable Glencove community in Ruskin, a neighborhood with low HOA fees and no CDD. This property may qualify for USDA 100% financing for eligible buyers. The open-concept layout creates an inviting flow between the kitchen, dining, and living areas, making the home perfect for both everyday living and entertaining. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a large center island that provides generous prep space and seating. A first-floor bedroom and full bathroom provide flexibility for guests, multigenerational living, or a private home office. Upstairs you’ll find five spacious bedrooms and a versatile loft area, ideal for a second living room, playroom, or workspace. The primary suite is generously sized and features an en-suite bathroom with dual vanities, a private water closet, and a beautifully upgraded custom walk-in closet system designed for maximum organization. The laundry room is conveniently located upstairs near the bedrooms. Tile flooring runs throughout the main living areas and bathrooms, while all bedrooms feature comfortable carpeting. Step outside to enjoy the screened-in lanai with brick pavers, the perfect place to relax or entertain while taking in peaceful views of trees and natural greenery in the backyard. Residents of the Glencove community enjoy a neighborhood pool, sidewalks and walking trails. The location offers easy access to US-41, I-75, and US-301, making commuting to Tampa, St. Petersburg, and Sarasota convenient. The home is also just minutes from waterfront parks, marinas, and popular local dining including Sunset Bar & Grill at Little Harbor, known for its beautiful Tampa Bay sunset views and waterfront dining, Ybor Grille for homemade Latin cuisine and Old Castle Restaurant known for authentic German dishes. These neighborhood spots help make Ruskin a favorite for locals who enjoy great food close to home. This nearly new home offers modern construction, a flexible floor plan, beautiful outdoor space, and a prime location near Tampa Bay, making it a fantastic opportunity in one of Ruskin’s growing communities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
Thompson ElementaryGrades PK-51.2 mi
2/10
Shields Middle SchoolGrades 6-83.5 mi
3/10
Lennard High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Bedroom5

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Ceiling Fan(s),No Closet
  • Level: Second
  • Area: 150
  • Dimensions: 15x10

Dining Room

  • Level: First
  • Area: 216
  • Dimensions: 12x18

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,266
  • Total interior livable area: 2,624 sqft

Kitchen

  • Features: Pantry,Kitchen Island,Stone Counters
  • Level: First
  • Area: 198
  • Dimensions: 11x18

Living Room

  • Features: Ceiling Fan(s),Granite Counters
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Exhaust Fan,Split Vanities,Water Closet/Priv Toilet,Walk-In Closet(s)
  • Level: Second
  • Area: 306
  • Dimensions: 18x17

Property

Details

  • Parcel number: U053219C6800005000006.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Lighting,Sidewalk
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,000 sqft
  • Features: Conservation Area,Landscaped,Level
  • Lot size dimensions: 40 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$186$2,232
Property Taxes $149$1,788
Electricity $264$3,168
Total$2,570$30,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,114/yr
40% on housing$77,100/yr
45% on housing$68,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$146
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$389,900
2026-04-02Listed for sale$395,000
2022-08-29Sold$405,900

For Sale by Agent

AgentKaren Woods
BrokerageRE/MAX REALTY UNLIMITED

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