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3020 W Santiago St Unit 1, Tampa, FL, 33629

3beds
5baths
3,699sqft
$3,199,000
$865price/sqft
$21,401/moest. monthly cost
$856,040/yrincome needed

About This Home

Now available, this extraordinary three-story townhome within The Ritz-Carlton Residences, Tampa offers a rare opportunity to own one of the most highly customized residences just moments from iconic Bayshore Boulevard. Encompassing 3,699 square feet, this impeccably designed three-bedroom villa delivers the scale and privacy of a single-family home, paired with the unparalleled service and amenities synonymous with Ritz-Carlton living. The residence includes two dedicated parking spaces, along with 24-hour concierge and valet services. Thoughtfully designed across three levels, the home features four full bathrooms and one powder bath. The third-floor loft serves as a sophisticated entertaining retreat, complete with a Bosch packaged kitchen and bathroom—ideal for hosting or creating a secluded private suite. A private rooftop terrace crowns the residence, showcasing an outdoor kitchen, spa, and sweeping views of Bayshore Boulevard. Enhancing its exclusivity, the home offers direct access from the residence to the resort-style pool deck, seamlessly blending privacy with effortless indoor-outdoor living. The interiors have been meticulously elevated with bespoke finishes, including custom bamboo charcoal wall panels that provide architectural richness while enhancing air quality, insulation, and acoustic comfort. Refined built-in millwork, crafted from humidity-resistant materials, delivers both durability and a flawless, tailored aesthetic throughout. Imported Hisa flooring from Israel lends natural sophistication underfoot, while a sleek bioethanol fireplace creates a warm, modern ambiance. The third-floor kitchenette is appointed with premium Bosch appliances, further elevating the functionality of the entertainment level. Residents enjoy access to curated amenities on the first and second floors, complemented by the legendary Ritz-Carlton service experience—offering a seamless blend of privacy, elevated design, and world-class hospitality.

Getting Around

87
WalkingVery Walkable
29
TransitSome Transit
127
BikeBiker's Paradise

Schools

10/10
10/10
Coleman Middle SchoolGrades 6-81.6 mi
8/10
Plant High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Membrane,Tile
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder name: Coastal

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Freezer,Refrigerator,Tankless Water Heater,Washer,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: Third
  • Area: 286
  • Dimensions: 26x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Area: 300
  • Dimensions: 20x15

Features

  • Built-in Features,Cathedral Ceiling(s),Elevator,High Ceilings,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s),Wet Bar
  • Door features: French Doors,Outdoor Grill,Outdoor Kitchen
  • Flooring: Brick/Stone,Other
  • Fireplace features: Living Room,Ventless
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit,End Unit

Great Room

  • Level: First
  • Area: 228
  • Dimensions: 19x12

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,534
  • Total interior livable area: 3,699 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Primary Bathroom

  • Level: Second
  • Area: 120
  • Dimensions: 15x8

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: A342918D5Q000000TH001.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Balcony,Courtyard,Dog Run,Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Private Entrance,Sauna,Sidewalk,Tennis Court(s)
  • Has view: Yes
  • View description: City,Bay/Harbor - Partial
  • Has water view: Yes
  • Water view: Bay/Harbor - Partial
  • Waterbody name: TAMPA BAY

Lot

  • Lot size: 656 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Off Street,Valet
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,175$194,100
Home Insurance *$2,615$31,380
Property Taxes $2,239$26,868
Electricity $372$4,467
Total$21,401$256,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$733,748/yr
40% on housing$642,030/yr
45% on housing$570,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$865This listing

vs Other Active Listings

Avg $/sqft

ZIP 33629$560
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33629$460
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$3,199,000

For Sale by Agent

AgentBianca Lopez
BrokerageSMITH & ASSOCIATES REAL ESTATE

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