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20933 Napa Loop, Estero, FL, 33928

5beds
5baths
4,027sqft
$999,000
$248price/sqft
$6,861/moest. monthly cost
$274,440/yrincome needed

About This Home

Uniquely positioned on a premium, private homesite with beautiful sunset views, this upgraded, highly sought after Wrynwood model, (no longer being offered by builder) stands out on it's well-thought out structural and design features. Designed for flexibility and comfort, the home offers two primary suites (one on each floor), a loft, 3 guest bedrooms and a den. Upgraded wood plank tile throughout (carpet only on stairs). Enjoy peace of mind with IMPACT WINDOWS & DOORS throughout, WHOLE HOUSE GENERAC GENERATOR & split AC system in garage. Spacious kitchen offers stainless steel appliances, large island, gas range, white cabinetry & quartz countertops. Attractive exterior upgrades include newly installed Bahama shutters, elegant stonework accents on the front columns, garage & exterior as well as on the lanai & abundant landscape lighting. Elegant chandeliers & recess lighting throughout. Ideally located to area shopping & dining, local beaches & RSW International Airport. Flood Zone X (flood insurance is not required). See the video and call today for your private showing.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
8/10
Three Oaks Middle SchoolGrades 6-88.8 mi
4/10
Estero High SchoolGrades 9-128.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Disposal,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Dual Sinks,Entrance Foyer,Family/Dining Room,High Ceilings,Kitchen Island,Living/Dining Room,Main Level Primary,Multiple Primary Suites,Pantry,Shower Only,Separate Shower,Upper Level Primary,Window Treatments,Split Bedrooms,Den,Screened Porch,Great Room
  • Window features: Impact Glass,Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,639
  • Total interior livable area: 4,027 sqft

Property

Details

  • Parcel number: 304627L40300C.1390
  • Lease amount: 0
  • Zoning description: MPD

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Room For Pool
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Rectangular Lot,Sprinklers Automatic

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Drought
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$500$6,000
Property Taxes $905$10,860
Electricity $405$4,863
Total$6,861$82,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,234/yr
40% on housing$205,830/yr
45% on housing$182,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$212
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$960,000
2026-07-25Listed for sale$999,000
2022-12-05Sold$932,200

For Sale by Agent

AgentNoelia Shaw
BrokerageCornerstone Coastal Properties

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