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20269 Fair Oak Ln, Estero, FL, 33928

4beds
5baths
3,694sqft
$914,900
$248price/sqft
$6,730/moest. monthly cost
$269,200/yrincome needed

About This Home

Welcome to this stunning newer-construction pool home located in one of Estero’s most desirable communities. Built in 2024, this spacious residence offers a modern open-concept layout with high-end finishes, generous living areas, and an exceptional indoor-outdoor lifestyle. Featuring 4 bedrooms, 5 bathrooms, and over 3,600 square feet of living space, this home is designed for both everyday comfort and entertaining. The beautifully upgraded second floor includes updated flooring throughout, while the gourmet kitchen opens seamlessly into the main living area with abundant natural light and elegant finishes. Step outside to your private backyard retreat featuring a heated saltwater pool with screened enclosure and spacious lanai — perfect for enjoying Southwest Florida living year-round. Additional highlights include: 3-car garage Spacious primary suite Modern exterior elevation Updated landscaping Premium lot setting Close proximity to Coconut Point, dining, shopping, beaches, and RSW Airport This move-in-ready Estero home combines luxury, comfort, and convenience in one exceptional package. Private showings available by appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
8/10
Three Oaks Middle SchoolGrades 6-83.8 mi
4/10
Estero High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Other,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Bedroom on Main Level,Other,See Remarks,Loft,Den,Loft
  • Window features: Other
  • Flooring: Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 3,694
  • Total interior livable area: 3,694 sqft

Kitchen

  • Dimensions: 16.00 x 14.00

Living Room

  • Dimensions: 22.00 x 20.00

Master Bedroom

  • Dimensions: 17.00 x 14.00

Property

Details

  • Parcel number: 304626E202000.2970
  • Lease amount: 0
  • Zoning description: RPD

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gas Heat,Heated,See Remarks
  • Exterior features: Other
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None

Lot

  • Lot size: 5,784 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$458$5,496
Property Taxes $1,275$15,300
Electricity $371$4,461
Total$6,730$80,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,742/yr
40% on housing$201,900/yr
45% on housing$179,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$212
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$899,500
2026-08-03Price change$914,900
2026-07-08Price change$929,900
2026-06-23Price change$949,900
2026-06-12Price change$959,900
2026-06-02Listed for sale$985,000
2024-02-21Sold$745,400

For Sale by Agent

AgentStephen Hachey
BrokerageFlat Fee MLS Realty

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