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20202 Ainsley ST, Estero, FL, 33928

3beds
3baths
2,135sqft
$589,000
$276price/sqft
$4,408/moest. monthly cost
$176,320/yrincome needed

About This Home

"Canyon" model, with lots of upgrades, featuring 3 beds plus a den/office, 3 full baths, Stainless steel appliances, Quartz countertops, Impact-resistant windows and doors, 2 car garage and screen in patio. The master suite is very private with two walk-in closets and a large master bath with dual sinks. RiverCreek offers an unparalleled lifestyle with its extensive amenities, the 12,000 square foot Clubhouse has an Indoor Sports Complex, Resort Style Pool, Fitness Center, Event Room, Card room, Sports Lounge, Fire Pit, Playground, Splash water park, and Lighted Courts for Pickleball, Tennis courts, and Bocce, resort-style pool, state-of-the-art fitness center, kids pool and cabanas. Just minutes to Miramar outlets with plenty of shopping and dining options! Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
8/10
Three Oaks Middle SchoolGrades 6-83.6 mi
4/10
Estero High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator/Icemaker,Washer
  • Laundry features: Inside

Bedroom

  • Features: Master BR Ground

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining - Living

Features

  • Smoke Detectors,Vaulted Ceiling(s),Den - Study,Laundry in Residence,Screened Lanai/Porch
  • Window features: Impact Resistant Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,572
  • Total interior livable area: 2,135 sqft

Property

Details

  • Parcel number: 304626E202000.0250

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Screened Lanai/Porch
  • Exterior features: Tennis Court(s)
  • Has view: Yes
  • View description: Preserve
  • Waterfront features: None

Lot

  • Lot size: 5,784 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Deeded,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$295$3,540
Property Taxes $921$11,052
Electricity $214$2,578
Total$4,408$52,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,131/yr
40% on housing$132,240/yr
45% on housing$117,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$212
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$589,000
2026-07-30Listed for sale$589,000
2026-07-21Listing removed$3,995
2026-06-30Price change$3,995
2026-06-13Listed for rent$4,200
2023-10-05Sold$587,200

For Sale by Agent

AgentJeff Potter
BrokerageSellstate Prime Realty

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