20521 Fair Oak Ln, Estero, FL, 33928
About This Home
Welcome to this beautifully designed Denali model in the highly desirable RiverCreek community of Estero. This spacious two-story home features 4 bedrooms, 4 full bathrooms, and a versatile upstairs loft, offering a bright, open layout that blends modern style with everyday functionality. A paver driveway and 2-car garage provide excellent curb appeal, while the thoughtfully designed interior is filled with natural light. The gourmet kitchen is the heart of the home, featuring stainless steel appliances, a gas cooktop, wall oven, large center island, walk-in pantry, and abundant cabinetry with under-cabinet lighting, making it ideal for entertaining and daily living. The spacious primary suite offers a peaceful retreat with a tray ceiling and a spa-inspired en-suite bathroom complete with separate vanities, a soaking tub, and a glass-enclosed shower. Three additional bedrooms, three full guest bathrooms, and the upstairs loft provide flexible space for family, guests, or a home office. Additional features include solid flooring throughout, a second-floor laundry room, impact-resistant windows and doors, and a screened-in lanai perfect for enjoying the Florida lifestyle. Residents of RiverCreek enjoy an impressive collection of resort-style amenities, including a clubhouse, community pool, fitness center, tennis courts, pickleball, bocce, basketball, bike and jog paths, playground, business center, BBQ and picnic areas, and more. Ideally located in the heart of Estero, this home is just minutes from Coconut Point Mall, Miromar Outlets, Publix, I-75, RSW International Airport, major medical centers, schools, restaurants, churches, and some of Southwest Florida's finest shopping, dining, and entertainment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2024
Materials
- Roof: Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup,Dryer Hookup,Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Breakfast Bar,Bathtub,Dual Sinks,Entrance Foyer,High Ceilings,Living/Dining Room,Pantry,Separate Shower,Cable TV,Upper Level Primary,Walk-In Closet(s),Loft,Den,Loft,Screened Porch
- Window features: Impact Glass
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,459
- Total interior livable area: 2,976 sqft
Property
Details
- Parcel number: 304626E309000.5530
- Lease amount: 0
- Zoning description: RPD
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Lanai,Porch,Screened
- Exterior features: Room For Pool
- Has view: Yes
- View description: Landscaped
- Waterfront features: None
Lot
- Lot size: 8,245 sqft
- Features: Rectangular Lot
- Lot size dimensions: 50 x 146 x 70 x 137
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,837 | $46,044 |
| Home Insurance * | $380 | $4,560 |
| Property Taxes | $1,207 | $14,484 |
| Electricity | $299 | $3,593 |
| Total | $5,723 | $68,676 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $759,000 |
| 2025-07-14 | Listing removed | $3,900 |
| 2025-04-18 | Listed for rent | $3,900 |
| 2024-11-19 | Sold | $730,900 |
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