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19409 Melody Fair Pl, Lutz, FL, 33558

2beds
2baths
1,942sqft
$439,900
$227price/sqft
$3,401/moest. monthly cost
$136,040/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Located in the desirable Villa Rosa community of Lutz, this well-maintained single-family home offers a functional layout with comfortable living spaces and a private residential setting. The home features an open flow between the main living areas, a spacious kitchen layout, and generously sized bedrooms designed for everyday convenience. Natural light enhances the interior, creating a bright and welcoming atmosphere throughout. Situated on a quiet street, the property provides access to community green spaces and a well-kept neighborhood environment with mature landscaping. Conveniently located near shopping, dining, major roadways, and top-rated schools, this home offers both comfort and accessibility in one of North Tampa’s established communities.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
10/10
Martinez Middle SchoolGrades 6-81.0 mi
7/10
Steinbrenner High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Other

Bedroom2

  • Features: Coat Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eating Space In Kitchen,Open Floorplan
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,517
  • Total interior livable area: 1,942 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Dual Sinks,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U0527180HI00000000034.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Patio
  • Exterior features: Garden
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 5,252 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$255$3,060
Property Taxes $725$8,700
Electricity $197$2,366
Total$3,401$40,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,605/yr
40% on housing$102,030/yr
45% on housing$90,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$229
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$489,900
2026-03-12Listing removed$2,660
2026-03-04Price change$2,660
2026-02-18Price change$2,680
2026-02-12Price change$2,765
2026-02-05Price change$2,775
2026-01-16Price change$2,905
2025-12-05Listed for rent$2,965
2024-11-21Listing removed$2,655
2024-11-20Price change$2,655
2024-11-19Listed for rent$2,695
2024-11-18Listing removed$2,695
2024-11-04Price change$2,695
2024-09-25Price change$2,625
2024-09-19Listed for rent$2,665
2023-10-31Listing removed--
2023-10-27Price change$2,625
2023-10-20Price change$2,650
2023-10-13Price change$2,675
2023-10-07Price change$2,740
2023-09-09Listed for rent$2,780
2021-11-18Listing removed--
2021-10-26Listed for rent$2,395
2020-09-06Listing removed$2,195
2020-08-28Listed for rent$2,195
2013-01-03Sold$224,900
2005-08-29Sold$260,000
2005-01-21Sold$232,000
2001-07-11Sold$173,000
1998-12-09Sold$165,000

For Sale by Agent

AgentMichael Mcgee
BrokerageMAINSTAY BROKERAGE LLC

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