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4532 PERDITA LANE, Lutz, FL, 33558

4beds
2baths
1,788sqft
$442,000
$247price/sqft
$3,364/moest. monthly cost
$134,560/yrincome needed

About This Home

Virtually Staged. Experience Florida living at its finest in this stunning 4-bedroom, 2-bathroom home located in the highly desirable Villa Rosa community in Lutz. Perfectly positioned in a sought-after neighborhood known for its charm, convenience, and beautifully maintained surroundings, this home offers the ideal blend of comfort, style, and everyday functionality. Step inside to a bright and inviting. The kitchen is a true highlight, offering abundant cabinetry, plenty of drawer storage, stainless steel appliances, and a welcoming breakfast bar—the perfect spot for morning coffee or casual meals. Enjoy the best of indoor-outdoor living with a spacious screened-in patio, ideal for relaxing or hosting gatherings, all overlooking your fully fenced backyard—a private retreat perfect for pets, play, or future outdoor enhancements. A two-car garage provides excellent storage and parking convenience, rounding out this well-appointed home. Don’t miss your chance to own this exceptional property before it slips away.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
10/10
Martinez Middle SchoolGrades 6-81.0 mi
7/10
Steinbrenner High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,552
  • Total interior livable area: 1,788 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U0527180HL00000100030.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,234$26,808
Home Insurance *$256$3,072
Property Taxes $677$8,124
Electricity $197$2,366
Total$3,364$40,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,337/yr
40% on housing$100,920/yr
45% on housing$89,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$229
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$434,000
2026-07-23Price change$442,000
2026-07-09Price change$447,000
2026-06-29Listed for sale$455,000
2026-06-12Sold$439,800
2007-08-06Sold$237,000
1999-04-02Sold$121,000
1994-07-15Sold$116,000

For Sale by Agent

AgentJeff Jones
BrokerageMARK SPAIN REAL ESTATE

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