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101 Disney St, Evarts, KY, 40828

3beds
1baths
1,636sqft
$96,700
$59price/sqft
$858/moest. monthly cost
$34,320/yrincome needed

About This Home

This beautiful home has hardwood floors, plenty of windows to let in the natural light, a large kitchen and great yard with lots of storage buildings! All that and being within walking distance to shopping and restaurants in the city of Evarts is a great find! Will you be the next to call it home? Schedule a showing and find out!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Evarts Elementary SchoolGrades PK-80.4 mi
4/10
Harlan County High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 170
  • Finished area above ground: 1,466

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1344001006.00

Features

  • Levels: One
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Winter Weather
Hail
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $488$5,856
Home Insurance *$157$1,884
Property Taxes $59$708
Electricity $154$1,850
Total$858$10,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,417/yr
40% on housing$25,740/yr
45% on housing$22,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 40828$36
Harlan County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 40828
Harlan County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Price change$96,700
2026-06-04Listed for sale$99,995
2026-03-30Listing removed$99,995
2026-01-16Price change$99,995
2025-11-17Price change$102,500
2025-11-12Listed for sale$106,900
2025-10-09Listing removed$106,900
2025-09-30Listed for sale$106,900
2025-09-09Contingent$106,900
2025-05-13Price change$106,900
2025-04-14Listed for sale$112,000
2025-04-05Contingent$112,000
2025-03-26Listed for sale$112,000

For Sale by Agent

AgentPhyllis Napier
BrokerageForever Home

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