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4 Bear Creek Rd, Pinos Altos, NM, 88053

4beds
2baths
1,612sqft
$89,000
$55price/sqft
$657/moest. monthly cost
$26,280/yrincome needed

About This Home

HUGE REDUCTION NOW $130,000.00!!! Super cool old adobe home in Pinos Altos. Properties in Pinos Altos are hard to come by, this one needs work but could be something special. This was a duplex and still is but can be turned into a a residential property easily. This structure has great bones, but needs lots of work. It is a true fixer upper. County says it was built in n 1930, every reason to believe it was built earlier than that. Property does not have a septic system, was originally tied to next door neighbors property. One side in in decent condition , other side needs work. Property needs a lot of attention to all aspects of it, stucco needs work, roof needs work, unit 1 needs work. Owner some 20 plus years ago started improving plumbing, so some of it is newer for the structure. Property does have a Pinos Altos water tap. It is sold as is, in current condition. Property is cross listed in Multi Family MLS 41511.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
7/10
La Plata Middle SchoolGrades 7-85.2 mi
4/10
Silver High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Metal,Pitched
  • Construction materials: Adobe,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Southwestern
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Closet
  • Window features: Single Pane
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: R078969
  • Zoning description: County - NONE
  • Special condition: None
  • Exclusions: None.

Features

  • Patio & porch: Covered,Porch
  • Exterior features: None,Propane Tank - Owned
  • Fencing: None
  • Living area range: 1601 - 1800

Lot

  • Lot size: 0.40 Acres
  • Features: Interior Lot,No Landscaping

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather
Heat Wave
Landslide

FEMA Declared Disasters in Grant County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$31$372
Property Taxes $28$336
Electricity $148$1,780
Total$657$7,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,525/yr
40% on housing$19,710/yr
45% on housing$17,520/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 88053
Grant County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 88053$299
Grant County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Price change$130,000
2026-02-28Listed for sale$145,000
2025-04-27Listing removed$150,000
2025-04-08Listed for sale$150,000
2025-03-29Contingent$150,000
2025-03-27Listed for sale$150,000
2025-03-20Pending sale$150,000
2025-03-20Listed for sale$150,000

For Sale by Agent

AgentBilly D Donnel
BrokerageSilver Advantage Real Estate

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