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16839 Whirley Rd, Lutz, FL, 33558

5beds
4baths
4,401sqft
$1,195,000
$272price/sqft
$8,985/moest. monthly cost
$359,400/yrincome needed

About This Home

MOTIVATED SELLERS! OPEN HOUSE 08/15/2026 (10:30am to 1:00 pm) Welcome to this 2.14-acre estate completely reimagined and tastefully renovated top to bottom, this stunning residence offers the feel of a brand-new home while preserving the privacy and space that make country living so desirable. The main residence features 5 bedrooms and 4 bathrooms( garage was converted into the 6th bedroom with a full bath and private entrance, ideal for the in-laws, guests, or a home office). Every detail has been thoughtfully designed, including a chef-inspired kitchen with elegant white quartz countertops, beautifully remodeled bathrooms, designer accent walls, a modern fireplace, white porcelain floors & 3 walk-in closets. Major upgrades include a NEW ROOF & IMPACT windows & doors (2023), two new A/C systems, a new water heater, resurfaced pool with a new pump (2022), and a newly installed $14,000 whole-house water purification and treatment system. Step outside to enjoy a 650+ sq. ft. covered lanai with a fully equipped outdoor kitchen, resort-style pool, expansive entertainment areas with pergolas, and equestrian facilities with horse stables and chicken coops. Conveniently located just minutes from North Dale Mabry, shopping, dining, and top-rated schools, this one-of-a-kind property offers the perfect blend of luxury, privacy, and convenience. This is a rare opportunity to own a truly TURNKEY property with space, style & endless possibilities! It wont last long, call me to see it now!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

10/10
10/10
Martinez Middle SchoolGrades 6-83.2 mi
7/10
Steinbrenner High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bar,Built-in Features,Closet Cabinetry,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: High Impact Doors
  • Window features: Skylight(s)
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Attic Fan,Central Air,Other

Interior Area

  • Total structure area: 5,051
  • Total interior livable area: 4,401 sqft

Property

Accessibility

  • Accessibility features: Accessible

Details

  • Parcel number: 0148380000
  • Zoning: ASC-1

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Pool Only
  • Patio & porch: Awning(s),Open Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other
  • Residential vegetation: Fruit Trees
  • Horses can be raised: Yes

Lot

  • Lot size: 2.14 Acres
  • Features: 2 To Less Than 3 Acre Lot

Parking

  • Parking features: Additional Spaces Available,Circular Driveway,Other,Converted Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$693$8,316
Property Taxes $1,808$21,696
Electricity $442$5,314
Total$8,985$107,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$308,057/yr
40% on housing$269,550/yr
45% on housing$239,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$228
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,195,000
2026-07-22Listed for sale$1,225,000
2022-05-20Sold$885,000
2022-04-20Pending sale$933,000
2022-03-26Listed for sale$933,000
2016-05-14Listing removed$589,000
2015-11-14Listed for sale$589,000
2009-06-17Sold$404,000
2008-11-14Listing removed$649,900
2008-07-26Price change$649,900
2008-06-22Price change$689,900
2008-05-25Price change$699,900
2008-03-12Price change$689,900
2008-02-19Price change$699,900
2008-01-18Listed for sale$750,000
2007-12-07Listing removed$699,000
2007-11-12Listed for sale$699,000

For Sale by Agent

AgentAnabel Fernandez
BrokerageAlux Properties

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