16155 Us Highway 45 S, Water Valley, KY, 42085
About This Home
Renovated 3-bed, 1-bath Ranch In Water Valley, Ky. It Offers 1,350 Sq Ft On 0.34 Acres. Built In 1955, It Has Been Fully Updated To Meet Fha Lending Standards. Features A Fresh Kitchen, Flooring, And Paint. Hvac, Electrical, And Plumbing Systems Have Been Repaired. Exterior Landscaping And Paint Are Refreshed. Includes A Covered Porch And A One-car Carport. The Property Is Vacant With Immediate Access. Fha Eligible.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Concrete Block,Concrete Perimeter
- Roof: Composition Shingle
- Construction materials: Frame,Vinyl Siding,Dry Wall
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Finished area below ground: 0
Interior Area
- Total structure area: 1,350
- Total interior livable area: 1,350 sqft
Kitchen
- Features: Breakfast Area,Eat-in Kitchen
Property
Details
- Special condition: Real Estate Owned
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.34 Acres
- Features: County
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Strong Wind
- Cold Wave
- Drought
- Lightning
- Tornado
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $695 | $8,340 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $66 | $792 |
| Electricity | $154 | $1,850 |
| Total | $1,106 | $13,272 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
No price history available
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