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5544 White Pine Dr #10, Pequot Lakes, MN, 56472

4beds
4baths
2,636sqft
$459,900
$174price/sqft
$3,012/moest. monthly cost
$120,480/yrincome needed

About This Home

This stunning 4-bedroom, 4-bathroom twin home in the Wilderness Resort Association, just outside Nisswa, MN, offers the perfect blend of luxury and nature. Enjoy spacious living with tasteful finishes, fully updated kitchen, and bathrooms. The home provides direct access to Middle Cullen Lake, perfect for boating, fishing, or relaxing by the water. On-site amenities include a pool, hot tub, and a gym, ensuring year-round relaxation and fitness. Whether you’re looking for a peaceful retreat or an adventure-filled getaway, this home is ideally located near Nisswa’s dining, shopping, and outdoor activities. Experience lakefront living at its best!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Family Room

  • Level: Lower
  • Area: 440
  • Dimensions: 20x22

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas,Living Room,Stone
  • Finished area below ground: 936
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,636
  • Total interior livable area: 2,636 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 29360584
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 936

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Shared
  • Patio & porch: Covered,Deck,Porch,Screened
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 2400

Lot

  • Lot size: 1,742 sqft
  • Features: Accessible Shoreline,Tree Coverage - Light
  • Lot size dimensions: 50 x 50

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$190$2,280
Property Taxes $275$3,300
Electricity $222$2,667
Total$3,012$36,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,268/yr
40% on housing$90,360/yr
45% on housing$80,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 56472$212
Crow Wing County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56472$295
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$479,900
2026-02-19Listed for sale$499,900
2025-08-21Listing removed$499,900
2025-08-01Price change$499,900
2025-06-23Price change$525,000
2025-04-28Price change$549,900
2025-03-27Listed for sale$569,900
2022-09-06Listing removed--
2022-06-20Pending sale$469,900
2022-05-16Listed for sale$469,900
2020-01-10Sold$344,900

For Sale by Agent

AgentBriana Williams
BrokerageRE/MAX Advantage Plus

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