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504 STRATFIELD DRIVE, Lutz, FL, 33549

4beds
3baths
2,805sqft
$649,000
$231price/sqft
$5,157/moest. monthly cost
$206,280/yrincome needed

About This Home

FABULOUS 4 BEDROOM / 3 BATH POOL HOME ON CONSERVATION LOT IN HIGHLY DESIRABLE WINDSOR PARK. SPRAWLING SPLIT BEDROOM PLAN WITH HIGH VAULTED CEILINGS AND TRULY SCENIC VIEWS OF THE PRIVATE CONSERVATION REAR YARD. SCREENED POOL THAT WAS RECENTLY RESURFACED AND A LARGE COVERED LANAI WITH PLENTY OF ROOM FOR OUTDOOR DINING AND ENTERTAINING. EXTRA LARGE CHEF’S KITCHEN WITH STAINLESS STEEL APPLIANCES, BREAKFAST BAR, AND GRANITE COUNTERTOPS. THIS LIGHT AND BRIGHT HOME FEATURES EXPANSIVE VIEWS OF THE POOL AND CONSERVATION AREA FROM MULTIPLE ROOMS THROUGHOUT THE HOUSE. FORMAL LIVING AND DINING ROOMS, HUGE FAMILY ROOM, AND MULTIPLE SLIDING DOOR ACCESS POINTS TO THE LANAI AND POOL AREA. RECENT UPGRADES INCLUDE A BRAND NEW ROOF (2024), NEW WOOD FLOORING, NEW POOL EQUIPMENT (2024), FRESH INTERIOR AND EXTERIOR PAINT, RENOVATED BATHROOMS, UPDATED FIREPLACE STONEWORK, NEW GARAGE DOOR MOTOR, NEW KITCHEN SINK & DISPOSAL, NEW SOD, AND NEW POOL RE-SCREENING. LOCATED ON A PRIVATE CONSERVATION LOT WITH NO REAR NEIGHBORS IN A BEAUTIFULLY MAINTAINED GUARD-GATED COMMUNITY WITH PARKS, TENNIS COURTS, PLAYGROUND, AND MORE. PERFECTLY SITUATED MINUTES FROM SHOPPING, RESTAURANTS, ENTERTAINMENT, AND MAJOR HIGHWAYS

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
3/10
Freedom High SchoolGrades 9-124.6 mi
8/10
Liberty Middle SchoolGrades 6-84.6 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom2

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic Fan,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor
  • Flooring: Brick/Stone,Carpet
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,797
  • Total interior livable area: 2,805 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Features: No Closet
  • Level: First
  • Area: 285
  • Dimensions: 19x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 238
  • Dimensions: 17x14

Property

Details

  • Parcel number: U2527180LU00000200091.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite
  • Exterior features: None

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$545$6,540
Property Taxes $1,049$12,588
Electricity $282$3,387
Total$5,157$61,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,811/yr
40% on housing$154,710/yr
45% on housing$137,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 33549$189
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33549$262
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$649,000
2026-07-13Price change$659,000
2026-06-03Listed for sale$679,000
2024-07-11Listing removed$659,000
2024-04-08Price change$659,000
2024-02-16Price change$669,000
2024-01-07Price change$679,000
2023-10-26Price change$689,000
2023-10-06Listed for sale$699,000
2023-07-18Listing removed--
2023-06-14Price change$579,000
2023-06-04Listed for sale$599,000
2015-11-06Sold$20,300
2003-04-02Sold$287,500
2000-07-28Sold$230,000
1996-08-09Sold$184,000

For Sale by Agent

AgentMatthew Englett
BrokerageATTORNEY'S REALTY, LLC

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