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16004 SADDLE CREEK DRIVE, Tampa, FL, 33618

3beds
2baths
1,389sqft
$395,000
$284price/sqft
$3,136/moest. monthly cost
$125,440/yrincome needed

About This Home

Welcome to this beautifully renovated 3-bedroom, 2-bathroom home in an unbeatable location! Just minutes from shopping, restaurants, parks, lakes, and everyday convenience. Every bedroom has been thoughtfully updated for comfort, while both bathrooms feature elegant, contemporary finishes. Tep inside to an open-concept floor plan filled with natural light, connecting the living, dining, and stunning brand-new kitchen, complete with modern cabinetry, stylish finishes, and new appliances—perfect for cooking and entertaining. Need extra space? You'll love the large, enclosed bonus room with a spacious closet, offering endless possibilities as a 4th bedroom, home office, game room, or family room. ? Highlights: • NO HOA • Roof replaces in 2023 • Fully renovated throughout • Modern kitchen with new appliances • Open-concept layout • Spacious bonus room with closet • Prime location close to shopping, dining, parks, and lakes This is more than a home—it's the lifestyle you've been looking for. Schedule your showing today before it's gone!

Getting Around

19
WalkingCar-Dependent
20
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

9/10
6/10
Gaither High SchoolGrades 9-120.7 mi
3/10
Buchanan Middle SchoolGrades 6-81.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,497
  • Total interior livable area: 1,389 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Linen Closet
  • Level: First

Property

Details

  • Parcel number: U2727180OI00001200014.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk,Storage

Lot

  • Lot size: 4,500 sqft
  • Lot size dimensions: 50 x 90

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$359$4,308
Property Taxes $583$6,996
Electricity $197$2,366
Total$3,136$37,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,520/yr
40% on housing$94,080/yr
45% on housing$83,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 33618$203
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33618$258
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$395,000
2024-02-26Sold$362,000
2024-01-20Pending sale$369,000
2024-01-18Listed for sale$369,000
2024-01-01Listing removed--
2023-12-04Listed for sale$363,900
2023-12-04Pending sale$363,900
2023-11-13Price change$363,900
2023-10-23Price change$369,000
2023-10-13Price change$374,999
2023-09-24Pending sale$375,000
2023-09-14Listed for sale$375,000
2023-09-11Listing removed--
2023-09-06Price change$379,000
2023-09-01Price change$389,000
2023-08-26Price change$399,000
2023-08-08Price change$418,000
2023-07-29Price change$448,000
2023-07-12Listed for sale$490,000
2022-10-17Sold$124,900

For Sale by Agent

AgentMarisol Cordero
BrokerageVITA LUXURY REALTY LLC

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