See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5114 Virginia Pine Rd, Signal Mountain, TN, 37377

4beds
4baths
2,816sqft
$864,900
$307price/sqft
$5,798/moest. monthly cost
$231,920/yrincome needed

About This Home

Welcome to 5114 Virginia Pine Drive, an exceptional residence nestled in the heart of Signal Mountain--where refined living meets natural beauty. This stunning home offers the perfect balance of luxury, comfort, and privacy, set against the backdrop of one of Chattanooga's most sought-after communities. From the moment you arrive, you're greeted by timeless curb appeal and a sense of understated elegance. Inside, thoughtfully designed living spaces unfold with an emphasis on openness, natural light, and elevated finishes throughout the home. The main living area flows seamlessly, creating an ideal environment for both everyday living and sophisticated entertaining. The kitchen is a true centerpiece--featuring generous workspace, quality cabinetry, and a layout designed for both function and style. Whether hosting guests or enjoying a quiet evening at home, this space connects effortlessly to the dining and living areas, enhancing the home's inviting atmosphere. The primary suite offers a private retreat, complete with a spacious layout and a well-appointed bath designed for relaxation. Additional bedrooms provide flexibility for family, guests, or a home office, each offering comfort and versatility. Step outside to enjoy the tranquility that defines Signal Mountain living. The outdoor space provides room to unwind, entertain, or simply take in the peaceful, natural surroundings. Located just minutes from top-rated schools, hiking trails, and the conveniences of both Signal Mountain and downtown Chattanooga, this home delivers an exceptional lifestyle in a premier location. 5114 Virginia Pine Drive is more than a home--it's an opportunity to experience elevated mountain living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Nolan Elementary SchoolGrades K-51.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other,Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Gas Range,Gas Water Heater,Oven,Refrigerator,Range Hood,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space,None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Storage,Wet Bar,Walk-In Closet(s),Tub/shower Combo,En Suite,Separate Dining Room,Split Bedrooms
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Fire Pit,Family Room,Gas Log,Outside
  • Fireplace: Yes
  • Finished area above ground: 2,816

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,816
  • Total interior livable area: 2,816 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 089i J 007

Features

  • Levels: One and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio,Porch,Porch - Covered
  • Exterior features: Fire Pit,Outdoor Grill,Rain Gutters
  • Fencing: Perimeter,Aluminum

Lot

  • Lot size: 0.29 Acres
  • Features: Gentle Sloping
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance $238$2,856
Property Taxes $959$11,508
Electricity $228$2,745
Total$5,798$69,576

Income You'd Need if You Spent...

35% on housing$198,788/yr
40% on housing$173,940/yr
45% on housing$154,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 37377$291
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37377
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$925,000
2023-07-31Sold$688,900

For Sale by Agent

AgentElizabeth Moyer
BrokerageKeller Williams Realty

Similar Homes