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4676 Dempsey Way, Chattanooga, TN, 37419

4beds
3baths
2,245sqft
$682,500
$304price/sqft
$4,594/moest. monthly cost
$183,760/yrincome needed

About This Home

Welcome to 4676 Dempsey Way, a new construction luxury 4-bedroom, 3-bath townhome in The Villas at Black Creek, one of Chattanooga's most desirable master-planned communities. Built by Dwell Designed Construction, this home showcases high-end finishes, thoughtful design, and a rare four-bedroom layout. This residence is a left unit and is one of only three remaining, making it a limited and highly sought-after opportunity. The builder is currently offering a $10,000 incentive, which may be used toward buyer closing costs or other approved concessions. Perched atop Aetna Mountain, this move-in-ready townhome features 10-foot ceilings, an open-concept design, and exceptional natural light throughout the main living level. The spacious living and dining areas connect seamlessly to the designer kitchen, complete with a pantry and access to a covered back patio, ideal for entertaining or enjoying the peaceful mountain surroundings. The main-level primary suite offers comfort and convenience, complemented by an additional main-floor bedroom and full bath, perfect for guests or flexible living arrangements. A 10x10 flex room provides an ideal home office or study, while a dedicated laundry room and two-car garage complete the main level. Upstairs, the home offers one additional bedroom, a full bath, and a second room currently used as a bonus space but technically a bedroom, featuring a window and closet—allowing for versatile use as a guest suite, media room, or fourth bedroom. Designed for low-maintenance, lock-and-leave living, The Villas at Black Creek offer a lifestyle centered around convenience, comfort, and connection to nature. Residents enjoy mountain views, tree-lined streets, and proximity to planned community amenities including trails, parks, recreational spaces, and future neighborhood conveniences—making this an ideal choice for those seeking luxury living in a growing Chattanooga destination.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,HardiPlank Type,Stone

Other

  • Builder name: Dwell Designed Construction, LLC

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Dishwasher,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo
  • Window features: Insulated Windows
  • Flooring: Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Great Room,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,245

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,245
  • Total interior livable area: 2,245 sqft

Property

Accessibility

  • Accessibility features: Accessible Central Living Area

Details

  • Parcel number: 165b C 026

Features

  • Levels: Two
  • Pool features: Association,In Ground,Outdoor Pool
  • Patio & porch: Covered,Deck,Patio,Porch,Porch - Covered
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 3,219 sqft
  • Features: Front Yard,Level,Sprinklers In Front,Sprinklers In Rear,Zero Lot Line
  • Lot size dimensions: 36 x 113

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Door Opener,Off Street,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,451$41,412
Home Insurance $204$2,448
Property Taxes $757$9,084
Electricity $182$2,188
Total$4,594$55,128

Income You'd Need if You Spent...

35% on housing$157,508/yr
40% on housing$137,820/yr
45% on housing$122,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 37419$240
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37419
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Listed for sale$682,500
2024-09-03Sold$138,000

New Construction

AgentSean H Smith, Keller Williams Realty
BrokerageKeller Williams Realty

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