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147 Chipman Rd, Chester, MA, 01011

3beds
3baths
2,068sqft
$450,000
$218price/sqft
$3,414/moest. monthly cost
$136,560/yrincome needed

About This Home

Welcome home to this peaceful & serene 3 bed, 2.5 bath contemporary offering an open floor plan, main-level primary suite, & a private trail leading to the wild streambed of Glendale Brook! Enter through the welcoming foyer to the main level that features a spacious living room & dining area w/ propane stove & sliders to a sunny deck, a kitchen with pantry closet, half bath w/ laundry, a first-floor office, & a primary bedroom w/ ensuite bath featuring a jetted tub & shower. The lower level provides flexible living w/ a 2nd office, bonus room, 2 bedrooms with forest-facing windows, a shared recreation area, kitchenette, full bath & a built-in sauna! An exterior door opens to the private trail along Glendale Brook, leading to a natural dipping pool. Additional features include an oversized 2 car garage, a whole-house humidifier, propane space heater in the basement, a newly replaced furnace, inverter for solar system, & ChargePoint EV charger. Don't wait- schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Chester Elementary SchoolGrades PK-53.6 mi
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Bathroom - Half,First Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Jacuzzi / Whirlpool Soaking Tub
  • Level: First

Bathroom3

  • Features: Bathroom - 3/4, Bathroom - With Shower Stall
  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Basement

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Cathedral Ceiling(s), Flooring - Hardwood, Exterior Access, Open Floorplan, Slider
  • Level: First

Family Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: Basement

Features

  • Closet,Steam / Sauna,Office,Foyer,Sauna/Steam/Hot Tub
  • Window features: Insulated Windows
  • Flooring: Wood,Vinyl,Carpet,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Finished area below ground: 700
  • Finished area above ground: 1,368

Heating & Cooling

  • Heating features: Central,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,068
  • Total interior livable area: 2,068 sqft

Kitchen

  • Features: Cathedral Ceiling(s), Open Floorplan
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Open Floorplan, Slider
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Cathedral Ceiling(s), Flooring - Hardwood, Closet - Double
  • Level: First

Office

  • Features: Flooring - Hardwood
  • Level: First

Property

Details

  • Parcel number: 4081792
  • Zoning: R1

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Storage,Professional Landscaping
  • On waterfront: Yes
  • Waterfront features: Waterfront,Creek

Lot

  • Lot size: 2.90 Acres
  • Features: Wooded

Parking

  • Total spaces: 10
  • Parking features: Attached,Garage Door Opener,Storage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$222$2,664
Property Taxes $510$6,120
Electricity $407$4,893
Total$3,414$40,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,051/yr
40% on housing$102,420/yr
45% on housing$91,040/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 01011$163
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01011$251
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$460,000
2026-02-06Listing removed$469,900
2026-01-17Listed for sale$469,900
2024-11-15Sold$380,000
2024-11-07Contingent$379,900
2024-10-09Price change$379,900
2024-09-10Price change$399,900
2024-08-09Price change$419,000
2024-07-08Price change$444,900
2024-05-22Listed for sale$464,900

For Sale by Agent

AgentTaylor Hildack
BrokerageKeller Williams Realty

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