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Andrusia Road Se Block Lot 7-1, Cass Lake, MN, 56633

0beds
0baths
1,440sqft
$485,000
$337price/sqft
$3,706/moest. monthly cost
$148,240/yrincome needed

About This Home

Unique Opportunity on the Cass Lake Chain! Formerly part of a scenic camp, choose from these last 2 of 8 separate lots. Each unique lot offers the opportunity to own a piece of paradise along the peaceful, sandy shores of Lake Andrusia. Enjoy easy access to multiple lakes for fishing, boating, and stunning lake views, all within a private, serene setting. Each generously sized lot provides ample space for your dream home or cabin, with proximity to Cass Lake for local amenities, and Bemidji for larger city conveniences. Don't miss out on this rare chance to secure your spot in one of northern Minnesota's most desirable locations! Opportunities like this don’t come around often, so act fast before these exclusive lots are gone! This lot includes a 24'x60' double sided building with storage. This building is insulated, finished, and has concrete floors. There is also a 20'x25' bunkhouse. Driveway is roughed in.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
Lincoln Elementary SchoolGrades PK-39.7 mi
6/10
Bemidji Middle SchoolGrades 6-812.9 mi
6/10
Bemidji Senior High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 004
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1440

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Sand)

Lot

  • Lot size: 2.34 Acres
  • Lot size dimensions: 150 x 682

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$761$9,132
Property Taxes $323$3,876
Electricity $170$2,050
Total$3,706$44,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,062/yr
40% on housing$111,180/yr
45% on housing$98,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 56633$208
Beltrami County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 56633$92
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$485,000
2026-04-01Listing removed$485,000
2025-03-28Listed for sale$485,000

For Sale by Agent

AgentKristin Frank
BrokerageGrimes Realty

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