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8588 Larkspur Ter, Saint John, IN, 46373

2beds
2baths
2,483sqft
$520,000
$209price/sqft
$3,447/moest. monthly cost
$137,880/yrincome needed

About This Home

Welcome home to this beautifully appointed patio home in the highly desirable Gates of St. John! Built in 2022 and situated on a premium oversized corner lot, this meticulously maintained residence offers the perfect blend of modern design, comfort, and low-maintenance living. The open-concept floor plan features 2 bedrooms, 2 baths, a versatile flex room, and a bright sunroom that fills the home with natural light. The stunning kitchen showcases upgraded cabinetry, quartz countertops, added lighting, and a stylish backsplash, flowing seamlessly into the spacious living area highlighted by a custom Napoleon fireplace. Step outside to enjoy the extended covered patio with a newer epoxy finish, ideal for relaxing or entertaining, complete with a gas line for grilling. The professionally designed landscaping, enhanced with landscape lighting, creates exceptional curb appeal and beautiful outdoor living spaces. Additional upgrades include an extended garage with an epoxy floor, custom window treatments, upgraded builder selections throughout, and thoughtful details that make this home truly move-in ready. Enjoy the ease of patio home living in one of St. John's most sought-after communities. This exceptional home is better than new and ready for its next owner! Professional Photos Coming Soon

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
6/10
7/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Refrigerator,Other,Microwave,Gas Water Heater,ENERGY STAR Qualified Appliances,Dishwasher,Disposal
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Recessed Lighting,Other,Open Floorplan,Kitchen Island,High Ceilings,Eat-in Kitchen,Entrance Foyer,Double Vanity,Ceiling Fan(s)
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,483

Great Room

  • Level: Main
  • Area: 324
  • Dimensions: 18.0 x 18.0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,483
  • Total interior livable area: 2,483 sqft

Kitchen

  • Level: Main
  • Area: 364
  • Dimensions: 26.0 x 14.0

Laundry

  • Level: Main
  • Area: 56
  • Dimensions: 8.0 x 7.0

Office

  • Level: Main
  • Area: 130
  • Dimensions: 13.0 x 10.0

Other

  • Level: Main
  • Area: 45
  • Dimensions: 9.0 x 5.0

Primary Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 16.0 x 16.0

Sunroom

  • Level: Main
  • Area: 165
  • Dimensions: 15.0 x 11.0

Property

Details

  • Parcel number: 451503403008000015
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Rear Porch,Patio,Front Porch
  • Exterior features: Lighting,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Front Yard,Few Trees,Corner Lot

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Oversized,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$154$1,848
Property Taxes $437$5,244
Electricity $227$2,731
Total$3,447$41,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,182/yr
40% on housing$103,410/yr
45% on housing$91,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$216
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$520,000
2026-06-11Listed for sale$520,000
2022-09-16Sold$471,795

For Sale by Agent

AgentSandra Dabrowski
BrokerageBetter Homes and Gardens Real

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