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7584 E 115th Ave, Winfield, IN, 46307

3beds
3baths
2,667sqft
$560,789
$210price/sqft
$4,262/moest. monthly cost
$170,480/yrincome needed

About This Home

**PROPOSED CONSTRUCTION, PHOTOS ARE REPRESENTATION OF A PREVIOUSLY BUILT HOME THAT INCLUDE UPGRADED FINISHES** Welcome to the Elbert, located in Latitude subdivision, in convenient Winfield. This breathtaking Colorado-inspired 2 story home sits on a great daylight lot with no backyard neighbors. Through the main entrance, you're greeted with a dining room that draws you into an open concept kitchen, breakfast and great room area. Off the kitchen is a mudroom hall that carries you the laundry room, powder room and den/office. Upstairs is a loft area that's perfect for additional living space, the primary bedroom with a full ensuite bathroom and walk-in closet, followed by 2 additional bedrooms and the 2nd full bathroom. Relax on the back patio with a cup of coffee or a glass of wine and soak in the views of pure serene nature with mature trees and marshlands as your backdrop! All this sits on a full walk-out basement with a lower level deck. Notable high quality standard features include: 2x6 exterior construction, Full LP Smartside Exterior, Medallion Silverline soft-close cabinets throughout, 8ft tall garage doors, tankless water heater, luxury vinyl plank flooring, Cedar ceilings inside covered porch, Trex decking, SmartHome package that includes Nest doorbell and Ecobee thermostat and so many more! Inquire with your agent about limited time builder incentives currently being offered.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
8/10
10/10
Crown Point High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Gas Dryer Hookup,Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Unfinished,Storage Space,Sump Pump,Full,Daylight

Bedroom2

  • Area: 158.12
  • Dimensions: 11.5 x 13.75

Bedroom3

  • Area: 141.25
  • Dimensions: 12.5 x 11.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Area: 121
  • Dimensions: 11.0 x 11.0

Dining Room

  • Area: 144.07
  • Dimensions: 11.3 x 12.75

Features

  • Ceiling Fan(s),Walk-In Closet(s),Pantry,Open Floorplan,Kitchen Island,High Ceilings,Granite Counters
  • Finished area above ground: 2,667

Great Room

  • Area: 213.5
  • Dimensions: 14.0 x 15.25

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,667
  • Total interior livable area: 2,667 sqft

Kitchen

  • Area: 152.55
  • Dimensions: 11.3 x 13.5

Laundry

  • Area: 48.75
  • Dimensions: 6.5 x 7.5

Loft

  • Area: 235.75
  • Dimensions: 11.5 x 20.5

Other

  • Area: 117
  • Dimensions: 12.0 x 9.75

Primary Bedroom

  • Area: 266
  • Dimensions: 19.0 x 14.0

Property

Details

  • Parcel number: 451708460010000047
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Front Porch,Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Meadow,Trees/Woods

Lot

  • Lot size: 9,448 sqft
  • Features: Landscaped,Sprinklers In Rear,Sprinklers In Front,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,835$34,020
Home Insurance *$232$2,784
Property Taxes $951$11,412
Electricity $244$2,933
Total$4,262$51,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,125/yr
40% on housing$127,860/yr
45% on housing$113,653/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 46307$168
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46307$175
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$560,789
2026-05-21Listed for sale$554,789

New Construction

AgentGrant Bell
BrokerageBlue Ridge Realty Group

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