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3021 W 82nd Pl, Merrillville, IN, 46410

5beds
2baths
2,600sqft
$369,900
$142price/sqft
$2,966/moest. monthly cost
$118,640/yrincome needed

About This Home

These newly constructed townhomes are almost complete and offers 5 bedrooms, 2 bathrooms, and a 2-car garage, with abundant two-level living and social space perfect for both everyday living and entertaining. The home is filled with natural light and enhanced by skylights and cathedral ceilings, creating an open, airy feel throughout. Features include granite kitchen countertops, large upgraded cabinetry with crown molding, upgraded flooring and lighting, oak railings with spindles, and window treatments. Enjoy outdoor living on the large private deck, along with the convenience of concrete driveways and professional landscaping. Built with energy-efficient features and sound-resistant common walls, this home combines comfort, style, and modern construction quality. Neighborhood Amenities: Two Large Parks overlooking Pond Pond w/ Fountain & Nature Preserve Butterfly Park Area Bird Sanctuary Multiple Dog Parks School Bus pickup Walking to: Adjacent 20 acre Sport Park (2027) Regional Bike Path Residential Storage (2027) and much more...

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
5/10
Pierce Middle SchoolGrades 7-82.9 mi
3/10
Merrillville High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Lower Level

Bedroom2

  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom3

  • Area: 192
  • Dimensions: 16.0 x 12.0

Bedroom4

  • Area: 168
  • Dimensions: 14.0 x 12.0

Bedroom5

  • Area: 140
  • Dimensions: 14.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 120
  • Dimensions: 10.0 x 12.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Vaulted Ceiling(s),Open Floorplan,Kitchen Island,High Ceilings,Granite Counters,Crown Molding,Ceiling Fan(s)
  • Finished area above ground: 1,300

Great Room

  • Area: 624
  • Dimensions: 26.0 x 24.0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Area: 180
  • Dimensions: 15.0 x 12.0

Laundry

  • Area: 100
  • Dimensions: 10.0 x 10.0

Living Room

  • Area: 576
  • Dimensions: 24.0 x 24.0

Primary Bedroom

  • Area: 228
  • Dimensions: 19.0 x 12.0

Property

Details

  • Parcel number: 451219479019000030
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 8,494 sqft
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$234$2,808
Property Taxes $624$7,488
Electricity $238$2,860
Total$2,966$35,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,691/yr
40% on housing$88,980/yr
45% on housing$79,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 46410$138
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46410$147
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listing removed$2,800
2026-04-07Listed for sale$369,900
2026-04-01Price change$2,800
2026-01-29Listed for rent$2,950

New Construction

AgentJennifer Anderson
BrokerageMcColly Real Estate

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