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13-15 Gay St, Westwood, MA, 02090

2beds
2baths
1,440sqft
$945,000
$656price/sqft
$6,157/moest. monthly cost
$246,280/yrincome needed

About This Home

Rare opportunity to own a two family duplex style home in Westwood center. Ideal for owner occupant or investor. Potential to expand or condo conversion pending town approvals. One unit currently rented and the other side is now vacant. The yard is spacious allowing room for enjoyment. There is a fenced area with an inground, heated, salt-water pool. Each unit shares a front porch and back deck. The walk to all location is perfect for enjoying Westwood center shops and restaurants. Both units have a front sitting and dining area with kitchen as well access to the backyard. The second floor is host to a large bedroom, full bath and in unit laundry. Well-maintained and updated through the years with newer separate gas heating systems and hot water tanks, electrical panels and private storage units in the basement. Each unit has 1 bedroom and 1 bathroom.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10
Westwood High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Side by Side

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator,Range Hood
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Internet Available - Fiber-Optic,Kitchen,Living RM/Dining RM Combo
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 300112
  • Zoning: RC

Features

  • Pool features: In Ground
  • Patio & porch: Porch,Deck
  • Fencing: Fenced

Lot

  • Lot size: 8,873 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$222$2,664
Property Taxes $803$9,636
Electricity $354$4,259
Total$6,157$73,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,097/yr
40% on housing$184,710/yr
45% on housing$164,186/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 02090$534
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02090$485
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-02Listed for sale$945,000
2022-10-24Sold$885,000
2022-08-24Listed for sale$899,000

For Sale by Agent

AgentElena Price
BrokerageColdwell Banker Realty - Westwood

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