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76-78 Lewis Rd, Belmont, MA, 02478

5beds
2baths
3,137sqft
$1,699,000
$542price/sqft
$10,947/moest. monthly cost
$437,880/yrincome needed

About This Home

Distinguished multi-family residence on the edge of two desirable neighborhoods ~ Harvard Lawn and Payson Park. Comfortable, corner lot with professional landscaping, this property offers a unique opportunity for cosmopolitan living in a peaceful setting. Its three-story configuration provides distinct living areas, catering to a variety of lifestyle needs. Further enhancing the property's utility is a parking area for four cars. The tasteful 2018 renovations offers an unexpected surprise to those who have shopped for area multi-families. Fireplaces, sunrooms, and bay windows are just a few of the beautiful historic elements of this 1923 home. This property represents a compelling prospect for those seeking a well-located and versatile living arrangement in Belmont.

Getting Around

79
WalkingVery Walkable
44
TransitSome Transit
65
BikeBikeable

Schools

9/10
Belmont Middle SchoolGrades 7-81.1 mi
10/10
Belmont High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Cooktop,Range

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry,High Speed Internet,Open Floorplan,Walk-Up Attic,Storage,Studio,Living Room,Dining Room,Kitchen,Laundry Room,Mudroom,Sunroom
  • Window features: Skylight(s),Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,137

Heating & Cooling

  • Heating features: Heat Pump,Steam,Natural Gas
  • Cooling features: Heat Pump,Unit Control

Interior Area

  • Total structure area: 3,137
  • Total interior livable area: 3,137 sqft

Property

Details

  • Parcel number: M:03 P:000059 S:,356053
  • Zoning: R

Features

  • Patio & porch: Enclosed,Patio
  • Exterior features: Garden

Lot

  • Lot size: 5,308 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$309$3,708
Property Taxes $1,429$17,148
Electricity $618$7,423
Total$10,947$131,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,325/yr
40% on housing$328,410/yr
45% on housing$291,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$544
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$1,699,000
2026-06-04Listed for sale$1,699,000
2022-12-15Sold$1,515,000
2022-11-21Contingent$1,555,000
2022-10-25Price change$1,555,000
2022-08-25Listed for sale$1,599,000

For Sale by Agent

AgentMichael Davis
BrokeragePrime Realty

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