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28-32 Calvary St, Waltham, MA, 02453

8beds
5baths
3,702sqft
$1,699,999
$459price/sqft
$11,147/moest. monthly cost
$445,880/yrincome needed

About This Home

Rarely available! This beautiful Townhouse-style three-family is nestled in Waltham's coveted South Side, mere minutes from major highways and a short stroll to the lively Moody Street & Purple Line. Corner units underwent complete gut renovations from 2021-2023, including new electrical, plumbing, HVAC, roof, & layout. The 1st renovated unit offers formal living, dining, kitchen, & laundry on the main floor, with 3 bdrms & 1 bathroom upstairs, plus a spacious basement for storage. The middle unit features a kitchen, living area, bdrm, & full bath on the ground floor, with a 2nd floor comprising a full bath, bdrm, & sizable family room, convertible to an additional bdrm. The end unit, also renovated, boasts formal living, dining, kitchen, & half bath on the 1st level, with 3 bdrms & 1 full bath upstairs, along with its own large basement for storage & laundry. End units are leased at market rates, while the middle unit operates on TAW. Ideal long term investment or condo conversion!

Getting Around

82
WalkingVery Walkable
40
TransitSome Transit
74
BikeVery Bikeable

Schools

7/10
4/10
Waltham Sr High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family - 3 Units Side by Side

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Living Room,Dining Room,Kitchen,Laundry Room,Living RM/Dining RM Combo
  • Window features: Insulated Windows
  • Flooring: Carpet,Varies,Laminate,Hardwood
  • Finished area above ground: 3,702

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 3,702
  • Total interior livable area: 3,702 sqft

Property

Details

  • Parcel number: 840130
  • Zoning: RC

Features

  • Fencing: Fenced

Lot

  • Lot size: 9,568 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$391$4,692
Property Taxes $1,430$17,160
Electricity $730$8,760
Total$11,147$133,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,182/yr
40% on housing$334,410/yr
45% on housing$297,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$459This listing

vs Other Active Listings

Avg $/sqft

ZIP 02453$420
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02453$536
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-03Listed for sale$1,699,999
2025-07-01Listing removed$1,699,999
2024-12-06Price change$1,699,999
2024-06-11Listed for sale$1,599,999

For Sale by Agent

AgentNicholas Neu
BrokerageAdvantage Property Team LLC

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