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80-82 Laurel St, Fitchburg, MA, 01420

5beds
4baths
2,295sqft
$529,000
$231price/sqft
$3,891/moest. monthly cost
$155,640/yrincome needed

About This Home

Great investment opportunity in the heart of Fitchburg! This well-maintained 3-family property offers strong income potential and is perfect for both investors and owner-occupants alike. Featuring a spacious 3-bedroom unit with 1 and 1/2 bath along with two 1-bedroom apartments, this property includes gas heat, off-street parking, vinyl siding, and a functional layout throughout. Recent upgrades are the roof and windows. Conveniently located near downtown, the commuter rail, shopping, restaurants, and Fitchburg State University, making it highly attractive for tenants. Strong rental demand, easy maintenance, and excellent cash-flow potential make this a must-see property. Don’t miss your opportunity to add a solid multi-family asset to your portfolio!1 unit will be vacant as of June 1, 2026.Mass housing/ FHA and all loans welcomed! Perfect for owner occupant/ first time investor.

Getting Around

82
WalkingVery Walkable
47
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
Memorial Middle SchoolGrades 6-80.9 mi
2/10
Fitchburg High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Lead Certification Available,Living Room,Kitchen
  • Flooring: Vinyl,Tile,Wood
  • Finished area above ground: 2,295

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,295
  • Total interior livable area: 2,295 sqft

Property

Details

  • Parcel number: M:0055 B:0035 L:0,1504478
  • Zoning: NB

Lot

  • Lot size: 8,246 sqft

Parking

  • Total spaces: 6
  • Parking features: Shared Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$214$2,568
Property Taxes $551$6,612
Electricity $452$5,430
Total$3,891$46,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,405/yr
40% on housing$116,730/yr
45% on housing$103,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$211
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$529,000
2026-05-21Listed for sale$549,000

For Sale by Agent

AgentMarlon Del Villar
BrokerageCameron Real Estate Group

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