178 Mount Jefferson Lane, Jefferson, NC, 28640
About This Home
This stick-built, true tiny home offers a rare opportunity to enjoy the best of the highly sought-after mountain lifestyle without sacrificing access to modern convenience. Just inside the town of Jefferson, this carefully constructed mountain retreat sits nestled on +/- 0.35 Acres and offers an abundance for potential uses. No HOA, POA, or deed restrictions known or discovered; use as you wish within the bounds of town, county, state, and federal law. Enjoy breath-taking long range mountain views from either of the two covered porches or wander through Mount Jefferson State Park that borders the rear of the property. Additional exterior amenities include a gated driveway, gorgeous split fencing and a newer shed for additional storage. Long-term/Short-term rentals permitted, fiber optic internet in-use and readily available. Inside, space was carefully considered and optimized with a murphy bed, built-in shelving & cabinets, a loft area for additional storage or sleeping and a tankless hot water heater. Exterior security cameras, appliances to convey. Stackable washer & dryer hook-ups installed for additional convenience. Drive-bys are ok; however, please do not trespass on the property. Any interested party must be accompanied by a licensed real estate agent by appointment only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Architectural,Metal,Shingle
- Construction materials: Hardboard,Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: Washer Hookup,Dryer Hookup,Main Level
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window Treatments
- Window features: Double Pane Windows,Window Treatments
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 288
Heating & Cooling
- Heating features: Ductless,Electric,Radiant
- Cooling features: Ductless
Interior Area
- Total structure area: 288
- Total interior livable area: 288 sqft
Property
Details
- Parcel number: 092977492461
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Multiple
- Exterior features: Storage,Gravel Driveway
- Has view: Yes
- View description: Long Range,Mountain(s)
Lot
- Lot size: 0.35 Acres
Parking
- Parking features: Driveway,Gravel,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ashe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $48 | $576 |
| Property Taxes | $85 | $1,020 |
| Electricity | $200 | $2,405 |
| Total | $965 | $11,580 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $125,000 |
| 2023-08-02 | Sold | $9,000 |
View on Zillow